This Underwriter role is for a fast-growing leading provider of Motor Finance. Reporting to the Head Underwriter, you will be responsible for assessing the customers’ propensity to pay with reference to a set of pre-defined guidelines. The Underwriter will take into account information provided by the customer along with information provided by a credit referencing agency to come to the above conclusion and to overall assess the customers’ ability to make the payments based on information provided Key Responsibilities: •Underwrite new business applications within mandate levels, ensuring compliance with the Credit Risk Policy, ensuring all new business opportunities are maximised by negotiation, deal making and making full use of all systems and processes available. •Ensure the credit profile fits in with the policies and guidelines •Make underwriting recommendations to higher mandate holders where mandate level is exceeded. Liaise and assist other team members regarding underwriting recommendations and decisions when required. •Maintain a comprehensive and up-to-date knowledge of the company’s products and services proactively promoting them at all times. •Maintain an up-to-date knowledge of regulatory and legislative information related to company products and services as advised by line management •Ensuring decisions are made with a commercial mind set whilst still adhering to policies •To ensure compliance with all policies and procedures •Undertake any other reasonable tasks as requested by Management. Key Skills and Experience: •Minimum of three years’ experience of underwriting within the finance industry. •Experience of underwriting more than one product, for example sub-prime and prime •Knowledge of, and ability to work within regulations such as: Data Protection Act, Money Laundering Regulations and Credit Risk Policy. •Ability to work independently and within a team •Good level of computer literacy •Auto finance experience ideal but not essential •Attention to detail, curious, confident and ambitious. This role will be full time hours between the hours of 9am-5pm and 12pm – 7pm Monday to Friday, you will be required to work 1 weekend in 4. The business is growing quickly and you will receive the full support of your management and team in order to make quick progress. You will be rewarded with a competitive basic salary along with great benefits. Please contact us without delay with a copy of your CV and we will be in touch with additional information shortly. Keywords: Commercial Underwriting, Motor Finance Underwriter, Junior Underwriter, Customer Service. Any direct canvassing or agency approaches will be automatically redirected to adambutlerltd.co.uk for further consideration. This vacancy is being advertised by Adam Butler Limited. The services advertised here are those of an Employment Agency. No terminology in this advert is intended to discriminate on the grounds of age, gender, race, colour, religion, disability or sexual orientation, and we are pleased to accept applications from all sections of the community. Any qualifications listed are indicative and we confirm that we are willing to accept applications from people holding equivalent qualifications. Any direct canvassing or agency approaches will be automatically redirected to adambutlerltd.co.uk for further consideration.