We have a current opportunity for a Risk Manager - Partner Finance on a permanent basis. The position is a Hybrid role and will be based in Solihull two days 3 days remote. For further information about this position please apply.
Take ownership of the Portfolio Management risk area. Provide Bad Debt forecasts for pricing or loss calculations for month end reporting and budgetary processes to help with portfolio management.
To supervise risk analysts as requested, taking responsibility for the work that they undertake.
BNP Paribas Personal Finance provides credit facilities for a variety of clients. This challenging role helps the business manage and understand the bad debt dynamics of the business for the various products, providing insights into any variances and detrimental customer behaviours.
Ensure team are delivering and have the correct skills required for the roles. Understand the high level 'health' of the portfolio against internal and external benchmark levels and summarise Credit risk trends for monthly MI packs Manage the exposure across the portfolio ensuring we have the necessary controls in place to minimise risk Ensure the Credit Policy Manual is kept up to date Ensure the Call Centre operator and Underwriters are complying with guidelines via exception reporting and follow up meetings Manage underwriting relationship for risk Deal rapidly with any issues that may have a detrimental effect on the relationship with key retailers. Identify areas of cost reduction, service and process improvements that will results in adding value to the business whilst treating customers fairly Ensure that the team is heading for 'performing' status whilst protecting the interests of our customers and check on this path periodically Take ownership of the Partner Credit Committee actions from a Risk perspective Keep abreast of new developments and regulatory issues. Liaise with Finance and Marketing teams to deliver analysis to aid business decisions on new strategy.QUALIFICATIONS AND EXPERIENCE
Educated to Degree level or higher Able to get the best out of people Experience in SAS Base / SQL or similar programming language Highly Numerate Excellent analytical and communication skills Able to take initiative and ownership of work Ability to liaise and work with other departments. Ability to supervise and train other members of staff if needed Good Excel & Word skills. Able to prioritise and organise for self and others