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Mortgage Specialist in Private Banking

Rebecca Poulter Recruitment Limited
Closing date
28 Jan 2022

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Contract Type
Full Time
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We are looking for a Mortgage Specialist to join this Private Bank in London.

The primary objective of the role is the provision of high quality, compliant mortgage advice to the bank's high net worth customers, in a timely and customer focussed manner.

This includes but is not limited to conducting mortgage fact find meetings, proactively managing the customer experience from application to issue of mortgage offer letter, producing the required paperwork, updating customer records, presenting the recommendation to the customer, obtaining quality assurance and credit sanction and co-ordinating with Lending Operations re the issue of the offer letter.

You will be the point of contact with clients during the mortgage process.

Obtain and maintain an Individual Certificate of Fitness and Propriety that will be issued by the bank annually. The bank will set such conditions as may be required by the PRA/FCA or market/best practice for the award of a Certificate of Fitness from time to time

Conduct mortgage fact find meetings with customers

Proactively manage the customer experience from first meeting to issue of mortgage offer letter, fully understand the customers' mortgage needs and priorities to provide a compliant and suitable mortgage recommendation

Identify broader requirements such as assurance and insurance policies and wills and pass this information to the relationship manager

Produce all necessary mortgage paperwork for the customer, quality assurance, credit risk and lending operations

Keep the relationship manager informed of progress on a regular basis

Keep up to date with regulatory and industry developments in the mortgage and wider financial markets

To apply you need to have a minimum of five GCSE's grade A-C (including Maths and English) or equivalent qualification and CeMAP (Level 3)

Willing to work towards Level 4 mortgage qualification, solid experience of Regulated Mortgages and ideally private banking experience but the right attitude is the most important thing.

A good understanding of TCF and FCA principles, in particular MCOB, in depth understanding and ability to analyse trading accounts for businesses. A basic knowledge of banking security is preferable.

This role will be in the office and remote, the bank is flexible but you will need to go into the London office for client meetings etc
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