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Credit Risk Manager

Employer
Harnham
Location
UK
Salary
Competitive
Closing date
4 Dec 2021

View more

Sector
Accountancy
Contract Type
Permanent
Hours
Full Time
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Credit Risk Manager

Up to £90,000

London

Own Credit Risk strategy for a fast-growing, profitable fintech business in London. You'll lead a team of analysts to drive the development of new, profitable lending products through risk model development, hypothesis testing, strategy and portfolio analysis. You'll develop Credit Risk strategies across the full customer lifecycle, driving business growth whilst also developing a team of extremely bright and analytical analysts.

THE COMPANY

One of the most exciting companies to work for at the moment. Join a super-fast-paced digital lender with new unsecured products in the pipeline for next year as well as international expansion planned. It's an exciting time to join a business with a great reputation for its tech, data and analytics as well as its culture.

THE ROLE


  • Lead and grow a team of first-class analysts for the development of credit risk strategy and new lending products
  • Use your quantitative analysis, data mining, and data presentation skills to see beyond the numbers and understand how customers interact with products and use those insights to drive product and credit risk strategy
  • Work closely with engineers to ensure the correct information is being collected to produce the relevant credit risk and product insights
  • Initiate A/B testing to ensure constant optimisation and improvement
  • Analyse and assess the performance of retail lending portfolios over time
  • Drive decision making through data and analysis


YOUR SKILLS AND EXPERIENCE
  • Educated with a Russell Group degree as a minimum and in a numerate discipline
  • Experience driving business decisions and credit strategy through data or experience developing new or existing lending products
  • Use of Python, SAS, SQL, R on a daily basis
  • Strong communication skills and an ability to manage multiple stakeholders
  • A history of high performance and fast progression in previous roles


THE BENEFITS
  • Competitive salary
  • Own shares in an exciting fin-tech brand


KEYWORDS

Credit Risk Strategy, Portfolio Analysis, Commercial Strategy, Lending Strategy, Loans, Cards, Overdrafts, Unsecured Lending, Data Analysis, Credit Risk Modelling, Customer Value, A/B Testing, Segmentation Analysis, Python, R, SQL, SAS
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