Job Title: Product Manager
Our Client were founded by the agricultural industry to provide bespoke financial products for farmers, agricultural businesses and everyone who loves the British countryside.
Product Ownership for lending products ensuring they remain fit for purpose and deliver fair and sustainable outcomes.
Assist Head of Banking to enforce and run the Product Governance Structure.
This role has the potential to develop quickly into a Line Management role with responsibility for the Product Governance team.
Owner of lending product lines currently comprising of Credit, Loans, Flexi Credit. Additional lending products may be added to this suite.
Responsible for establishing ongoing oversight and management information over the performance of products to ensure they meet the requirements of the bank and deliver fair and sustainable outcomes.
Escalation to the Product Governance Committee of any issues/opportunities in relation to the products managed.
Undertake Annual Review of the product.
Active involvement in the development of new product, in some cases taking the lead role bringing these products to market through the Product Governance framework.
Ownership of specific actions as directed by Product Governance Committee, Head of Banking, or Conduct and Operational Risk Committee, these will include Risk Events and Post Implementation Reviews.
This role will require a wide engagement with other departments including Operations Relationship Team, Credit, Risk, Finance, Marketing, and IT.
Act as a subject matter expert on lending product related discussions/developments including advising on company policies, practices, processes, and systems to improve customer outcomes as required.
Ownership/support for the development and delivery of product variants.Product Governance
Assist in the preparation of the Product Governance Committee papers and agenda.
Sit as a member of the Product Governance Committee, deputising for the Head of Banking as required.
Ensure that minutes and actions are issued within 3 working days of the Product Governance Committee meetings.
Assist more junior members of the team in meeting their responsibilities.
Educated to degree level, or equivalent.
At least 5 years financial services experience, ideally in banking
Self-starter, with attention to detail, able to manage a varied and heavy workload in a fast-growing environment
Experience of Product Ownership and development and understanding of regulatory expectations for lending products.
Strong networking and influencing skills.
Ability to operate in a matrix environment
Excellent written and oral communication skills Desirable
Experience of Customer Relationship Management
Knowledge of Agricultural Sector in the UK
Project management skills/experience
Experience of managing a teamSalary
£40,000 - £55,000 dependant on experience