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Underwriter - Buy to Let

Employer
LendInvest
Location
UK
Salary
Competitive
Closing date
15 Sep 2021

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Sector
Accountancy
Contract Type
Permanent
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About UsSince starting out in 2008 we've lent more than £3 billion of mortgages and have helped to put thousands of new or improved homes into the UK housing market. In that time we've built a truly international capital base. Today, our funders and investors include pension funds, insurers and global institutions like HSBC, J.P. Morgan, Citigroup and National Australia Bank. And in 2019 we became the first UK Fintech to securitise a portfolio of buy-to-let mortgages. We are a multiple award-winning company and have been proudly profitable since 2015.

About The RoleYou will be responsible for the underwriting of BTL loans from enquiry stage through to completion. You will be required to demonstrate a good understanding and experience of assessing all aspects of credit risk on borrower applications including valuations, credit reports and legals whilst taking a balanced view on the risk return for the business. The role location will be based on flexibility and safety with the aim to work partly office based in London and partly remotely depending on circumstances.

About Your Duties
  • Making commercial risk based lending decisions in line with lending policy to promote and underpin the Lendinvest BTL proposition
  • Ensure the highest standard of service / communication when liaising with borrowers or brokers by telephone and email
  • Demonstrate excellent knowledge of Lendinvest Lending and the Financial Crime Policies
  • Full case approval/underwriting according to SLA's including lending rationales that ensures lending decisions are clear and transparent
About You
  • Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders
  • Ability to make quality lending judgements and articulate them fully.
  • Strong attention to detail with excellent numeracy and ability to identify risks at an early stage
  • Capable and experienced of dealing with a high volume workflow and prioritising accordingly
  • CeMap qualified (beneficial, but not essential)
  • Solid experience working at a specialist lender
  • Previous mandate min £250,000
Perks
  • 25 days' holiday
  • Matched pension contributions up to 4%
  • Private healthcare (Vitality)
  • Cycle to work scheme
  • Season ticket loan
  • Life assurance 4x salary
  • Discounts via Perkbox
  • Socials including company events, painting classes, cocktail making, pizza making, murder mysteries and weekly yoga (remotely)
Due to current COVID advice to work from home, the location for this role is currently home based.
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