Credit Risk Assurance Analyst

We have an exciting opportunity look for a Credit Risk Analyst to join our growing Credit Risk department. This opportunity will give the ideal candidate to be part of a grouping company and work closely with senior stakeholders across our business and the wider Provident Financial Group.

What will you be doing:

• Undertake case retrospective analysis to obtain insight on relevant data and trends to be used to target credit policy enhancements.
• Maintain an effective feedback loop on the output of such analysis.
• Ensuring that any actions identified from the retro reviews are logged and followed up.
• Responsible for the running and management of relevant reports.
• Complete a monthly report detailing the output of the retrospective analysis and suggest any recommendations to credit policy or processes.
• Working with the team to assist in the delivery of team objectives.
• Support line managers in the operation and improvement of policies and procedures.
• Monitor compliance to credit policy and procedures.
• Adhere to FCA Conduct Rules
• Other support to the Credit Risk function as required.

What we're looking for from you

• Attention to detail
• Remains calm under pressure
• Ability to work on own initiative as well as part of a team
• Able to develop a plan of approach but if the situation demands it then able to adapt
• Good time management working to tight deadlines
• Excellent communication skills, both written & verbal
• A common sense approach
• Comfortable working with and understanding complex end to end processes
• Ability to critically analyse information and identify patterns and themes
• Comfortable presenting feedback and results to both peers and managers
• Some experience of working in a previous assurance, audit or review role
• Some experience of developing and applying policies
• Experience of working in a regulated environment
• Strong analytical skills
• Ability to make decisions based on own judgement and discretion, then explain rationale to senior team
• Excellent Microsoft Office (including Word and Excel) skills