Head Of Credit Risk

Head of Credit Risk

London

We are working with one of the fastest growing FinTechs in the UK working in the consumer lending space of the market. They have grown by almost 300% in the last 12 months and show no signs of slowing down. If working with a ground-breaking FinTech that has ambitious scale-up plans sounds interesting, then keep reading below.

This impressive FinTech are searching for a Head of Credit Risk to join the team and build out the function from scratch.

Responsibilities:

• You will be the credit risk leader and be the company-wide SME
• You will act as an advisor to the ExCo Team on all credit risk matters
• You will develop and maintain the company's credit risk strategy and related policy;
• Oversee credit risk model development and liaise with regulators on model-related issues;
• Lead the reporting and monitoring required to ensure that all credit risk exposures remain appropriate;
• Deliver an effective credit review methodology

Requirements:

• Firstly, you need to have physically built a consumer credit policy from scratch and then optimised it yourself, rather then just directing the team (this really is a must)
• An extensive credit risk background within a retail banking/consumer lending environment
• Experience with retail scorecards, stress testing, IFRS 9 provision
• A hands-on technical background, ideally with a degree in a quantitative discipline (this is a hands-on role, so this is a must)
• Strong understanding of data, and computational skills such as SQL, Python, VBA
• Experience with Fraud, Credit Cards and Collections are all a plus

If the above description sounds like you, then we'd love to hear from you! Please click on the "Easy Apply" button at the top of this page and follow the instructions to send us your application. Alternatively, feel free to drop an email to Steffan.Osman-Wiggan@Storm2.com if you prefer

If you do have any additional information to support your application, then please add a note along with your CV.