Senior Credit Risk Analyst

Employer
Harnham Search and Selection Ltd
Location
London, UK
Salary
Competitive
Closing date
27 Oct 2020

View more

Sector
Accountancy
Contract Type
Permanent
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Senior Credit Risk Analyst
London
£40,000 - £65,000

A fast-paced and fast-growing fintech start up focusing on a niche industry within the Unsecured lending space. They are on the back of a big funding round earlier this year, highlighting investor confidence in the business model and world class leadership team.

THE ROLE

Key to these plans is hiring a Senior Credit Risk Analyst to help grow the portfolio within risk appetite. The focus will be on:
  • - Designing data-driven underwriting strategies
  • - Increasing customer originations whilst balance credit risk of new customers
  • - Growing the portfolio whilst monitoring risk profile and optimising portfolio performance
  • - Use analytical and technical skills to interrogate data and drive insight into strategy and portfolio performance
  • - Optimise use of external credit reference agency data to enable better decision making
  • - Present ideas to senior management team

YOUR SKILLS AND EXPERIENCE
  • - Numerate degree from a accredited university
  • - Experience using SAS, SQL, R or Python
  • - Experience working within a consumer credit risk role within the UK
  • - Experience using 3rd part credit data (Experian, Equifax, TransUnion or other etc)
  • - Experience developing or amending Credit Risk Strategy or Policy
  • - Experience working with unsecured lending products like retail cards or loans is preferred
  • - Experience working on Underwriting and Acquisitions (such as affordability tools, score cut-offs etc) in a growth portfolio would be ideal

KEYWORDS:

Credit Risk, Experian, Equifax, TransUnion, Underwriting Strategies, Acquisition, Affordability, Scorecards, Portfolio Analysis, Cards Loans, SAS, SQL, R, Python
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