Relationship Manager - Property Finance

Chamberlain Career management
Cardiff, UK
13 Oct 2019
03 Nov 2019
Contract Type
Full Time
Job Title: Property Development Executive

The Bank

Unlocks potential in the economy by increasing the provision of sustainable, effective finance in the market. Their lending helps businesses thrive and create a higher number of better quality jobs. The taxes those businesses pay strengthens the public finances. The people those businesses employ strengthen the countries communities.

Job Purpose

The Property Development Executive is responsible for sourcing, appraising and delivering residential and commercial property development lending.

Main Duties and Responsibilities:

·Source and appraise property development deal proposals.

·Manage property development deals from inception through to repayment.

·Deliver against lending and portfolio targets.

·Conduct thorough and robust management, financial and commercial due diligence when considering property development opportunities and assess the risks attendant to each loan.

·Negotiate deal structures effectively with both customers and their advisors; including security, pricing, covenants, warranties, conditions precedent, monitoring requirements and repayment obligations.

·Prepare summary papers and sanction reports and present proposals for sanction.

·Ensure completion of legal documentation and regulatory requirements.

·Maintain regular, proportionate contact with customer businesses to ensure both an up to date understanding of the relevant projects and foster productive relationships with management.Contact strategies to be tailored to the circumstances of the deal in question.

·Maximise the collation of accurate KPI data from portfolio businesses in a timely fashion.

·Be decisive in decision making, taking responsibility and being prepared to have potentially difficult conversations with clients.

·Maintain and develop technical and industry specific knowledge to ensure best practice and compliance in lending activity.

·Disseminate examples of best practice for applying for loans to key business introducers and ensure that the application process is continually refined and improved to provide the best possible client service.

·Develop and maintain links and networks with key business introducers and intermediaries to source suitable property development opportunities.

·Participate and represent the Bank, where appropriate, at meetings, seminars, events and joint group activities.

·Operate under Investment Operational Guidelines.

·Contribute to marketing/promoting of the Bank.

·Undertake any other task to meet the operational needs of the department.

Knowledge, Skills, Abilities and Experience


·Self-motivated with the ability to take a proactive approach and able to work both independently and as part of a team.

·Experience of property development lending.

·Experience of credit report preparation.

·Understanding of risk assessment and lending processes & procedures.

·Strong communication, influencing and interpersonal skills.

·Confident in own decision-making skills.

·Ability to prioritise and organise work under pressure.

·Attention to detail.

·Experience of analysing financial information, valuation reports and feasibility studies.

·IT literate to include the use of Word, Excel, PowerPoint and Outlook.


·Established network of introducers within the Welsh property sector.

·Knowledge and understanding of the role of the public sector in SME finance.

·Understanding of the regional business environment.

·Welsh speaker.

·Driving License.


This is a chance to join an extremely stable, growing business with a defined career framework. A supportive organisation who offer a flexible working environment.

On offer is a basic salary of up to £50k PA, bonus and various other benefits including pension.

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