Credit Risk Manager SME Portfolio

Recruiter
Harnham Search & Selection
Location
UK
Salary
Competitive
Posted
17 Sep 2019
Closes
23 Sep 2019
Ref
1252446975
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time
**Credit Risk Manager SME Portfolio**
**London**
**Up to £95,000**

This is an exciting opportunity to take ownership of the bottom up build of Credit Risk for an SME portfolio with big growth plans. Its all about developing automated decision strategies including credit policies, affordability assessments and scorecards. Youll work hands on with the data, whilst also owning the strategy and framework for business banking.

**THE COMPANY**

If youre looking for the chance to work for a fast paced, innovative company who are passionately challenging the status quo this may be the type of role that would suit you. They are a high profile, well established startup on a great growth trajectory. The culture is less formal and youll have perks like free lunches and breakfast with flexible working.

This portfolio is key to the businesses growth strategy, making this a crucial hire for the business!

**THE ROLE**

As Credit Risk Manager you will report to the Head of Risk and will be given a key responsibility to ensure all elements of Credit Risk strategy of a growing lending portfolio are covered. On top of this you will be lead a growing team of analysts, as well as leading the conversations with the stakeholders so this is a real chance to create a commercially relevant difference. Youre remit will include:

- Establishing an automated Credit risk function for credit decisions, policy rules, affordability assessments and scorecard development
- Credit Risk strategy across the lifecycle including acquisitions and collections
- Optimising portfolio performance through analytical deep dives into performance, identifying risks and opportunities etc
- Designing and maintaining the MI for valueadd analytics and insightful recommendations
- Communicating with top level management

**YOUR SKILLS AND EXPERIENCE**

The successful Credit Risk Manager will likely have the following skills and experience:

- Educated to a degree level in a numerate discipline
- Proven leadership skills in a Senior Credit Risk role
- Skilled communicator, comfortable working with stakeholders up to Board level
- Proven experience with SAS, SQL, R or Python and an ability to remain hands on while the team is small
- Commercial mindset, understanding of issues involved in running a business, and the key financial drivers
- Passionate about challenging the norm and challenging thinking

**THE BENEFITS:**

- Up to £95,000
- Drive the strategic direction of a growing bank
- Ownership of a brand new SME lending Portfolio, developing the Credit Risk function and having a huge impact on a popular business
- Comprehensive Benefits

**HOW TO APPLY:**

Email your CV or use the apply feature on this page

**KEY SKILLS:**

Credit Risk Analysis, Portfolio Analysis, SAS, SQL, Retail Banking, Strategy, Commercial, Acquisitions Strategy, Collections Strategy, Existing Customer Management, Portfolio Analytics, Product Strategy, Digital Optimisation, Marketing Analytics

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