Motor Finance Underwriter/ Credit Analyst - Surrey - Up to £36k bonus

Redhill, UK
15 Sep 2019
28 Sep 2019
Contract Type
Full Time
As a Risk Analyst, the job holder will be responsible for maintaining the quality of the Wholesale dealer portfolio, review of existing and of new proposals as well as the occasional underwriting of independent motor dealers. The role within the Wholesale Risk Department will be on a full-time basis.

To be considered for this role you will have to have a Motor/Banking background!

Key Responsbilities:
  • Preparing and completing comprehensive credit reviews for new and/or existing funded motor dealers to both company and head office standards and schedules, complying with relevant Credit/Risk Policy, including data input, financial analysis and consideration of the retail performance of the dealer.
  • Undertake risk rating assessments using the internal Risk Rating Model and Tool to monitor the dealer portfolio.
  • Supporting the processing and completion of legal documentation, securities and other related documentation for funded dealers, including effective liaison with appropriate third parties including their manufacturer partner.
  • Ensure compliance with the conditions of any sanction prior to the release of funds.
  • Reviewing stock audit reports including liaison with field staff and third parties including their manufacturer partner in the event of any discrepancies.
  • Collecting risk monitoring information, analysing this information and identifying all credit risk relating to funded dealers.
  • Providing key support to their funded dealers, the Sales and manufacturer partner with respect to dealer funding and credit line queries.
  • Undertaking dealer visits (when necessary) to interview business owners / directors, obtaining relevant financial and non-financial information in order to provide recommendations to the appropriate underwriting authority.

Key Performance Indicators
  • Ensure compliance with all legal and regulatory frameworks.
  • Monitor performance of dealers to ensure stability of the portfolio.
  • Identification and mitigation of any risk issues.
  • Quality and timeliness of credit submissions.

This role is urgent so please get in touch ASAP.

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