Mortgage Underwriter

Coast Specialist Recruitment
London, UK
16 Sep 2019
22 Sep 2019
Contract Type
Full Time
A successful Lender based in London, has an opportunity for a Mortgage Underwriter to join their team.

The successful candidate will consistently provide an effective and efficient mortgage underwriting service from application to completion, underwriting mortgage applications within lending policy and approved lending mandate.

Main Duties:
  • Maintain the quality of the overall mortgage book by exercising an underwriting mandate in a way that demonstrates strong credit assessment skills
  • Exceptional attention to detail, ensuring all applications are underwritten within internal policies, procedures and criteria as well as remaining compliant with all applicable regulatory guidelines
  • Provide recommendations for applications outside of mandate ensuring all cases hold a robust documented rationale for the lending decision
  • Developing and maintaining key relationships with internal and external business partners and customers
  • Maintain up to date awareness of current market, financial and regulatory requirements
  • Telephone call handing, including Business to Business with Packagers, Brokers and Solicitors
  • Assess decision in principle and full mortgage applications through all key stages and make strong recommendations for lending

  • Underwriting Mandate held within a commercial or mortgage environment, preferably covering specialist lending which will include complex lending structures
  • Understands all key elements and stages of mortgage applications at every level of the process
  • Strong understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB, Fraud aware
  • Adaptable and flexible to enable department to deliver exceptional customer service
  • Approachable, bright and with a sense of humour, able to remain calm when working under pressure
  • Dynamic and enthusiastic, with a strong desire to achieve
  • PC literate with knowledge of Microsoft office products and outlook
  • CeMap preferable or happy to study towards qualification

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