Risk Analyst

Advantage Resourcing
Redhill, UK
17 Aug 2019
20 Aug 2019
Contract Type
Full Time
A large Consumer Finance firm is recruiting a Risk Analyst, ideally with a motor finance background to join a busy team. The successful candidate will be responsible for maintaining the quality of a large dealer portfolio, review of existing and of new proposals as well as the occasional underwriting of independent motor dealers.

Responsibilities include but are not limited to:

*Preparing and completing comprehensive credit reviews for new and/or existing funded motor dealers.
*Report writing.
*Ensuring to comply with relevant Credit/Risk Policy, including data input, financial analysis and consideration of the retail performance of the dealer.
*Undertake risk rating assessments.
*Supporting the processing and completion of legal documentation, securities and other related documentation for dealers, including effective liaison with appropriate third parties.
*Ensure compliance with the conditions of any sanction prior to the release of funds.
*Reviewing stock audit reports.
*Collecting risk monitoring information, analysing and identifying all credit risk relating to funded dealers.
*Undertaking dealer visits to interview business owners / directors, obtaining relevant financial and non-financial information to provide recommendations to the appropriate underwriting authority.
*Ensure compliance with all legal and regulatory frameworks.

The successful candidate is likely to have:

*Motor Finance is desired or similar vendor finance environment would be an advantage.
*Experience in a Financial Services environment.
*Strong report writing knowledge.
*Knowledge of end to end lending application to funding fulfillment processes.
*Experience in credit underwriting, deal structuring and client facing situations.
*Familiarity with credit bureau data sources and external data useful to credit underwriting.

Advantage Resourcing is a service driven recruitment consultancy.

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