Mortgage Advisor - CEMAP Qualified

Recruiter
Platinum Options
Location
Chester, UK
Salary
Competitive
Posted
04 Aug 2019
Closes
25 Aug 2019
Ref
1209572484
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time
Platinum Options, one of the UK's leading Mortgage Advisory Partnerships, has an exciting opportunity for a talented Mortgage Advisor to join the team based in Chester.
Platinum Options have over 30 years of experience in the commercial lending world and through a network of key partners have access to a wide range of competitive lending products. Our service covers both the sourcing of funding and the initial structuring of transactions including where needed business plan construction.
We are now looking for a qualified and experienced Mortgage Advisor to join their team in Chester. The position will be based within the head office of "Solomon Investment Partners", who are a leading property investment company and commercial partner to Platinum and market and distribute a wide range of property investment opportunities to property investors with an interest in the UK and European residential markets. They focus on their strengths, which are based on years of experience of evaluating investments in the buy-to-let sector.
About the role:
As our Mortgage Advisor, you will be:
  • Meeting with your clients in person, or over the phone
  • Fact-finding effectively to establish the clients current finances and future aspirations
  • Explaining the different types of mortgage and offer products for your client to choose from
  • Assessing which type of mortgage is most suitable for each client
  • Making sure your customers can afford what they're borrowing, not only now but in the future, in the event that interest rates go up or their circumstances change
  • Explaining about repayments and mortgage protection
  • Advising on and selling related financial products, such as buildings or life insurance
  • Helping clients complete the mortgage applications
  • Offering some general advice on the home-buying process
  • Meeting sales targets
  • Understanding the Financial Conduct Authority (FCA) regulatory requirements and ensuring you meet these
  • Fully cooperating with any enquiry or investigation from the financial ombudsman should things go wrong, and a client uses their right to protection
About you:
  • CEMAP Qualified
  • Previously working in banking or sales environment is a great bonus
  • A keen interest in the financial sector
  • Good Communication and listening skills
  • Self-motivated being able to work unsupervised
  • Ability to work to deadlines
  • Prioritising and planning to achieve goals set
  • Organised and with great attention to detail
  • Willingness to learn new skills and self-motivation to seek out new opportunities
  • Ability to explain complex information clearly and simply
  • Excellent customer service skills
  • Honest and trustworthy attitude
  • Respect for confidential information
What to expect:
  • You'll usually work around 40 hours a week.
  • You could just work standard office hours, but it's common for the job to involve some evening and weekend work, as you have to fit in around clients' schedules.
  • You will be office based.
  • Frequent local travel may be required for visiting clients, especially for initial consultations, though much of your subsequent work can be carried out by email, phone or text.
  • Work is available in every area throughout the UK, though with potential for greater numbers of clients in towns and cities.
  • The role of the Mortgage Adviser is suitable as a second or career change option, as well as for younger, first-career entrants.
Salary:
  • Mortgage adviser basic starting salaries are usually around £30,000 to £36,000. Commission may be paid on top of this.
  • With a few years' experience you can expect to earn in the region of £45,000 to £60,000, including commission.
  • Highly experienced advisers can earn up to £70,000, including commission.
Sounds interesting? Click the APPLY button now.
Candidates with previous experience or job titles including; Mortgage Advisor, Insurance Sales, Business Development Executive, Financial Advisor, Mortgage Sales Advisor, may also be considered for this role.

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