My client, a leading and award-winning Financial Services Society is seeking an experienced Underwriter for their Mortgage Operations function.
Responsible for managing their residential mortgage assets from initial enquiry through to redemption or where customers find themselves in financial difficulty.
The Mortgage Lending Team is responsible for underwriting the prime residential mortgage applications including buy to let that are sourced by the Mortgage Advisers and Mortgage Brokers and seeing the application through to completion.
As they continue to develop their award-winning mortgage proposition, they are recruiting several positions for a newly created role of Mortgage Underwriter.
The successful candidates will be involved in a variety of tasks and have key responsibilities that include:
End to End case ownership of various lending types including buy to let and self- build applications including approving your own mortgage applications in accordance with the company lending policy and your individual lending mandate level.
Interacting with customers and brokers by telephone, e-mail and letter in order to gather the information required to assess and underwrite applications within our corporate KPI timescales.
Liaising with our Lead Underwriters where the mortgage application requires a more bespoke and considered approach.
Training to eventually hold a lending mandate of up to £500,000 and 95% LTV. This will include an ability to agree loans outside of standard lending criteria.
Skills and Experience
They are looking for people to join their Lending Team who are enthusiastic, team players and driven to provide an exceptional level of customer service. Candidates who are looking to apply must meet the following criteria:
Experience of underwriting loans within the residential mortgage market managing their own case load.
Currently hold a residential lending mandate of a minimum of £250K / 95% LTV. Experience in the end to end Mortgage process and customer experience.
Ability to confidently discuss mortgage applications with customers and brokers as they progress from receipt to offer.
Resilience and able to adapt/handle changing priorities along with strong accuracy and attention to detail.
This role offers long term career opportunities and the chance to join an award-winning team now recognised for delivering an excellent level of customer