Part Time Underwriter
Seeking experienced Underwriters
Due to growth our client is looking to expand their team. They have fantastic offices based on the outskirts of Bracknell which have excellent facilities and are accessibly by public transport as well as have onsite parking. The company offer a competitive benefits package and great work culture.
Purpose of Role:
To consistently provide an effective and efficient mortgage underwriting service from application to completion, underwriting mortgage applications within lending policy and approved lending mandate. Delivering exceptional professional levels of service to all parties involved in mortgage origination process by always putting the customer first. Quality, accuracy and high levels of performance are essential to achieve Company objectives.
Maintain the quality of the overall mortgage book by exercising an underwriting mandate in a way that demonstrates strong credit assessment skills
Exceptional attention to detail, ensuring all applications are underwritten within internal policies, procedures and criteria as well as remaining compliant with all applicable regulatory guidelines
Provide recommendations for applications outside of mandate ensuring all cases hold a robust documented rationale for the lending decision
Developing and maintaining key relationships with internal and external business partners and customers
Meet key performance indicators and service levels by working to agreed objectives and deliverables
Proactive and positive communicator, who is naturally organised, enjoys achieving stretching targets
Maintain up to date awareness of current market, financial and regulatory requirements
Shows ambition and takes ownership for personal development and learning
Telephone call handing, including Business to Business with Packagers, Brokers and Solicitors
Assess decision in principle and full mortgage applications through all key stages and make strong recommendations for lending
Carry out any tasks or activities required by Manager
Person / Experience Required:
Underwriting Mandate held within a commercial or mortgage environment, preferably covering specialist lending which will include complex lending structures
Understands all key elements and stages of mortgage applications at every level of the process
Strong understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB, Fraud aware
Adaptable and flexible to enable department to deliver exceptional customer service
Approachable, bright and with a sense of humour, able to remain calm when working under pressure
Dynamic and enthusiastic, with a strong desire to achieve
As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.
In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.