Senior Analyst - Retail Credit Risk Analytics

Aspire Data Recruitment
14 May 2017
13 Jun 2017
Contract Type
Full Time

Job Title: Senior Analyst - Retail Credit Risk Analytics

Location: London

Salary: £40,000 - £50,000 + bonus & benefits

This is a highly challenging role within UK Banking at the leading edge of the management of UK Risk Portfolios. The output from Credit Risk assists senior management with a diverse range of strategic business issues.

The Senior Analyst will:

  • Support senior members of the Credit Risk team to embed risk appetite and mandate and scale within product areas
  • Support the development of Credit Risk Strategy and Policy to optimise risk and reward within the agreed risk appetite
  • Represent Credit Risk in strategic projects and tactical initiatives being driven by product of functional areas.
  • Develop appropriate data driven policies and strategies and work with Policy and Governance team to embed effective policies within the product and operations areas.
  • Deputise for Senior Credit Risk Managers at key meetings in their absence
  • Proactively identify opportunities to revise policies to enhance product strategy and returns
  • Ensure that risk appetite remains aligned to enabling the product team to achieve their strategic aims.
  • Maintain an understanding of developments in the markets which may impact upon strategic objectives
  • Ensure risk appetite, strategy change documents and risk polices are communicated and understood by relevant areas prior to approval
  • Provide relevant coaching and support to other members of the wider team and to give feedback on performance to these individuals as appropriate.

The Senior Analyst will have:

  • At least 2 years proven credit risk analytics experience in retail banking or finance house
  • Strong technical skills, highly proficient in SAS, SQL, and Excel
  • Strong analytical skills, ability to digest and interpret complex concepts underpinning Credit Risk modelling and approaches
  • Data extraction and manipulation skills and understanding of data issues to prepare and validate inputs and analyse outputs
  • A range of inter-personal skills including innovation, determination, and teamwork
  • Good communication skills, ability to communicate to an audience with different levels of understanding of Credit Risk