Lending Assistant

KennedyPearce Consulting
14 May 2017
13 Jun 2017
Contract Type
Full Time
  • To assist the Business Manager to carry out daily operational processes.
  • Maintain and develop business relationship with both existing and prospective customer.
  • To build and maintain contact with business intermediaries.

Position Accountabilities:

  • Preparation of credit proposals for existing and new borrowers
  • Preparation of credit memos and annual reviews
  • Monitor the utilisation of customer facility
  • Control designated accounts irregular performance in accordance to Credit Policy
  • To participate and follow up on marketing activities
  • Maintain complete set of documentation on borrowers filed in good order
  • To prepare and follow up on valuation instructions
  • Instruct and follow up on credit searches on customer
  • Conduct company searches
  • To prepare and follow up on account opening for new and existing customer
  • Work in compliant manner to bank /regulatory standards and requirements
  • Input of Basel scoring models
  • Input of customer financial statement into Moodys' system
  • Update group account details
  • Conduct KYC reviews
  • Assist to prepare monthly and quarterly referral reports to Head Office
  • To assist with accurate drafting and follow up on the return of loan offer letter
  • Any other ADHOC duties

  • Work as part of a team to achieve the departmental objectives
  • Be part of team that could achieve targets and deliver on time
  • Coordinate the facility drawdown process with others to ensure outstanding items fulfilled or to follow up in a timely manner after drawdown

  • Follow up on enquiry timely and to customer satisfaction
  • Project the professionalism in all dealings

Competence Requirements:

Academic Qualifications / Professional Qualifications / Relevant Experience Requirements / Job Knowledge

Essential skills
  • High standard of education and degree qualified minimum 2:1
  • Good spoken and written English, fluent Cantonese and, Mandarin an advantage
  • Good knowledge of the UK banking practice and relevant regulatory requirements
  • Familiar with the Chinese niche market
  • IT literate and ability to work on Word and Excel

Desirable skills
  • CeMAP qualified

Job Related Skills Requirements

Work Quality and Productivity
- The accuracy, thoroughness, neatness demonstrated in work output including the ability to think systematically & objectively.
- The effectiveness in organizing assigned work & utilizing time effectively to meet the standard or goal established for the job.
- The ability to think, act without being urged as well as to generate inventive and imaginative ideas.
- The ability to grasp new instructions or changes in methods & procedures as well as the level of versatility demonstrated in performing a variety of assignments as required by the job.
Performance under pressure
- The ability to perform effectively at times of pressure and work effectively with minimum direct supervision.
Risk management
-The ability to comply with the Bank's risk management policies and perform the related monitoring measures.
-The ability to comply with the Bank's compliance policies and tightly adhere to the Bank's work procedures on daily operations.
- Acts with integrity, due skill, care and diligence in carrying out the role and responsibilities.
- Adheres to the ethical standards of behaviour and code of conduct issued by the Bank.
- Understands the overall responsibilities and functions of the department and effectively apply the skills and knowledge required of the position.
- Obtains professional qualifications relevant to the job position as required by the Bank.
- Keeps abreast of license requirements through attending continuous professional training courses required by the regulatory institutions or other professional bodies.
Communication & Interpersonal Skills
-The effectiveness in communicating ideas or information as required by the job.
-The effectiveness in relation to and dealing with supervisors, colleagues & external parties in getting work done as required by the job.
Customer service
-The ability to provide services to customers (both external & internal) and address their needs. Willingness to offer help. Ability to make favourable impressions: courtesy, patience & flexibility.