Senior Credit Analyst - FinTech - London - Circa £50k + Benefits

Heat Recruitment
12 May 2017
10 Jun 2017
Contract Type
Full Time

Senior Credit Analyst - FinTech - London - Circa £50k + Benefits

I am currently working with a rapidly growing FinTech firm in the heart of the city that are looking for an experienced Credit Analyst to join their risk team. My client provides working capital for businesses throughout the UK and are looking to be one of the leading P2P lenders in the UK. They’re seeking a Senior Credit Analyst to work with and report directly to the Head of Risk, to improve, support and grow our Credit Risk capabilities. As a Senior Credit Analyst, you will be responsible for improving and executing our Credit Risk policy and procedures whilst supporting our growth aspirations as a business.


  • Underwrite working capital facilities made by Small and Medium sized enterprises (SME’s) within the UK.
  • Conduct in-life monitoring of their portfolio to proactively identify facilities that could be increased or spot facilities showing early signs of stress to be placed into our Watchlist process.
  • Manage, in conjunction with our Relationship Management team, Borrowers which are under-performing (or non-performing) against agreed terms and require early intervention in order to avoid potential financial loss to investors.
  • Work on strategic improvements in our Underwriting and Monitoring processes to speed up decision time and implement automated decision systems using propriety data and external data sources
  • Support and mentor less experienced members of the Credit function and team.


  • A relevant Bachelor’s degree (2:1 equivalent or better)
  • At least 3 years’ experience of Credit analysis or Underwriting
  • Pre
  • Strong financial analysis skills
  • Good excel skills

To discuss the company/role in detail, please contact me at Rhys.Pritchard @