Senior Credit Risk Analyst

iRecruit Partners Ltd
11 May 2017
10 Jun 2017
Contract Type
Full Time

iRecruit Specialist are working with a financial company based in Staines who are recruiting for a Senior Credit Risk Analyst to join their rick analysis team to ensure the Credit Risk function is robust and managed within the key requirements of the business. Do you have a strong background in analytics and credit risk preferably with experience of covering the full customer life cycle? If yes, then this could be a great step to make in your career!

Major Activities and Responsibilities:

  • Provide business with data based insight and recommendations for changes and improvements to product range, application process, strategy design, collections activities and operations processes
  • Solving complex business problems and providing practical value based solutions.
  • Build and Develop capability within the organization to design, monitor and enhance credit and fraud risk strategies and policies.
  • Ensure the business operates within the regulatory requirements for new business origination through to arrears management
  • Provide the business with the optimal analytical framework to make sound judgment based decisions on new lending requests
  • Produce analytics to monitor and provide insight across the customer journey and lifecycle, making recommendations to change current processes and strategies
  • Provide insight to and set expectation for portfolio and segment trends through targeted analysis, forecasting and the development of regular MI.
  • Develop and enhance credit risk models
  • Work closely with colleagues across the group to deliver projects and the change agenda.

Skills and Experience Required (or desired):

  • University degree in technical field (eg. mathematics, physics, statistics)
  • Relevant experience of credit risk/analytics roles
  • Knowledge of first and second charge mortgages
  • Hands on strong knowledge of analysis software languages - SAS
  • Highly proficient using Excel and other analysis tools
  • Statistical background to produce reporting and models
  • Excellent communication skills and ability to convey complex ideas/insights to non-technical members of the team
  • Ability to work in an extremely fast paced start-up environment
  • Excellent verbal and written communication skills
  • Extremely self-motivated / Operate independently

SAS / Analysis / Excel / Mortgages / Credit Risk / Analysis software tools