Forecasting & Portfolio Credit Risk Analyst

Broadgate Search Ltd
11 May 2017
10 Jun 2017
Contract Type
Full Time

My London based and exciting, fast growing FinTech company are looking for a Forecasting & Portfolio Credit Risk Analyst.


  • Develop the approach and tools to forecast arrears and losses within 5% accuracy level,
  • Generate insights and make recommendations to ensure arrears and losses remain within appetite and budget,
  • Generate insights and make recommendations to identify segments for profitable growth.


  • Develop an own the provisioning methodology,
  • Work with finance to ensure accuracy of numbers and adequacy of provision coverage.

Monitoring and planning

  • Ensure all KPIs are within planned objectives and risk appetite by monitoring performance at segment level,
  • Establish a trigger based approach to portfolio monitoring,
  • Set monthly objectives for collections operations to achieve budget for arrears and losses,
  • Track performance of collections staff and make recommendations for changes to staff mandates,
  • Present recommendations to Executive Committee and Credit Committee.

KPIs: Risk adjusted margin, arrear ratio, write-off rate, payment success rate

Knowledge & Experience

  • Highly energetic and entrepreneurial with the ability to adapt in a fast-changing environment,
  • Passionate about solving problems by analysing data and collaborating with other team members,
  • Tertiary qualified in a quantitative field (math, statistics, physics, engineering, economics, finance etc.),
  • Experienced in Risk management or Analytics in the financial services or related industry,
  • Experienced in programming languages (SQL, SAS, SPSS, R, Matlab).
  • A university degree in a quantitative field (i.e. Mathematics, Physics, and Engineering) is essential
  • A master’s degree in a quantitative / finance related discipline is desirable.

If you would like to understand more on this role then please contact Sam Luxton