Origination & Fraud Credit Risk Officer

Recruiter
Broadgate Search Ltd
Location
London
Salary
25000.0000
Posted
10 May 2017
Closes
09 Jun 2017
Contract Type
Permanent
Hours
Full Time

My London based and exciting, fast growing FinTech company are looking for a Originations & Fraud Credit Risk Officer.

Customer Acquisition

  • Support marketing in sourcing applications based on cost, conversion and risk of channels.

Customer On-boarding

  • Improve new customer lifetime value by designing strategies for setting cut-offs, line assignment and conversion rate improvements,
  • Identify and develop tools needed to support profitable lending decisions for new customers.

Fraud

  • Identify and mitigate fraud losses from new customers by developing effective strategies and decision tools.

Monitoring and governance

  • Ensure all KPIs are within planned objectives and risk appetite by monitoring performance of new customers at segment level,
  • Track performance of frontline sales staff and make recommendations for changes to staff mandates,
  • Establish a trigger based approach to monitoring,
  • Present recommendations to Executive Committee and Credit Committee.

KPIs: Risk adjusted margin, conversion rate, first instalment default rate and fraud rate

Knowledge & Experience

  • Highly energetic and entrepreneurial with the ability to adapt in a fast-changing environment,
  • Passionate about solving problems by analysing data and collaborating with other team members,
  • Tertiary qualified in a quantitative field (math, statistics, physics, engineering, economics, finance etc.),
  • Experienced in Risk management or Analytics in the financial services or related industry,
  • Experienced in programming languages (SQL, SAS, SPSS, R, Matlab).
  • A university degree in a quantitative field (i.e. Mathematics, Physics, and Engineering) is essential
  • A master’s degree in a quantitative / finance related discipline is desirable.

If you would like to understand more on this role then please contact Sam Luxton