Origination & Fraud Credit Risk Officer

Broadgate Search Ltd
10 May 2017
09 Jun 2017
Contract Type
Full Time

My London based and exciting, fast growing FinTech company are looking for a Originations & Fraud Credit Risk Officer.

Customer Acquisition

  • Support marketing in sourcing applications based on cost, conversion and risk of channels.

Customer On-boarding

  • Improve new customer lifetime value by designing strategies for setting cut-offs, line assignment and conversion rate improvements,
  • Identify and develop tools needed to support profitable lending decisions for new customers.


  • Identify and mitigate fraud losses from new customers by developing effective strategies and decision tools.

Monitoring and governance

  • Ensure all KPIs are within planned objectives and risk appetite by monitoring performance of new customers at segment level,
  • Track performance of frontline sales staff and make recommendations for changes to staff mandates,
  • Establish a trigger based approach to monitoring,
  • Present recommendations to Executive Committee and Credit Committee.

KPIs: Risk adjusted margin, conversion rate, first instalment default rate and fraud rate

Knowledge & Experience

  • Highly energetic and entrepreneurial with the ability to adapt in a fast-changing environment,
  • Passionate about solving problems by analysing data and collaborating with other team members,
  • Tertiary qualified in a quantitative field (math, statistics, physics, engineering, economics, finance etc.),
  • Experienced in Risk management or Analytics in the financial services or related industry,
  • Experienced in programming languages (SQL, SAS, SPSS, R, Matlab).
  • A university degree in a quantitative field (i.e. Mathematics, Physics, and Engineering) is essential
  • A master’s degree in a quantitative / finance related discipline is desirable.

If you would like to understand more on this role then please contact Sam Luxton