Credit Operations Underwriter

Brite Recruitment Ltd
09 May 2017
08 Jun 2017
Contract Type
Full Time

Our Client, a FTSE 250 listed company within the Finance and Banking Sector, are currently seeking a Credit Operations Underwriter to join them on a full time permanent basis. Widely supporting the Credit Operations function, the role holder will be responsible for underwriting Retail POS credit applications and credit assessment of third parties. As well as this, the role holder will liaise with third parties on credit application queries, commercial queries and trends.

The ideal candidate will have excellent financial analytical skills, commercial acumen and outstanding communication skills.

Duties and Responsibilities include:

  • Carrying out credit assessment and on-boarding of all third parties
  • Responding to customer credit decision queries
  • Processing manual referrals
  • Identifying, recording and reporting fraud investigations
  • Liaising with retailers on credit application queries, commercial queries and trends
  • Producing and assessing credit management information
  • Undertaking UAT for development and implementation of new credit operational changes projects
  • Identifying ideas and opportunities for process improvement and operational efficiency
  • Providing professional credit advice and guidance in line with company policy and procedures
  • Effectively managing workloads to ensure agreed deliverables are consistently and accurately achieved
  • Ensuring that all Governance and Compliance requirements are adhered to

Skills and experience:

  • Proven underwriting experience
  • Experience working in Retail POS finance and within a B2B2C environment ideal
  • Fraud awareness and experience with CIFAS ideal
  • Experience of working with Experian and/or Equifax ideal
  • Comfortable within a growing/fast changing environment and operating with flexibility
  • Strong commercial acumen
  • Excellent communication and interpersonal skills
  • Excellent time management skills
  • Computer literate

This is a full time permanent position, with fantastic progression opportunities for the right candidate. This is an exciting opportunity to join a dynamic company working at the forefront of their industry. If you feel this could the right opportunity for you apply now.