Junior Scorecard/Credit Risk Analyst

MotoNovo Finance
05 May 2017
04 Jun 2017
Contract Type
Full Time

Job Title: Junior Scorecard/Credit Risk Analyst

Location: MotoNovo Finance, One Central Square, Cardiff City Centre

Salary: Up to £27,000 pa (dependant on experience) + Annual Bonus

Hours: 35 hours per week Mon-Fri 9am-5pm

Are you a Scorecard Analyst/Credit Risk Analyst looking to further your career in an innovative and market leading company?

Our Scorecard Analysts are the foundation of our business and their work is key to our success.

Based in the heart of the Cardiff City Centre,in our state of the artbrand new building, the team is currently experiencing an exciting transition period. We will be taking responsibility for a number of functions currently performed by our South African parent company, and we are recruiting for analysts who will have the opportunity to work on a full range of projects which will be incorporated into the whole credit risk lifecycle. As well as project diversity,we are also committed to investing in training for all of our analysts so that we can develop the most capable credit risk team to assist MotoNovo on its expansion journey.

As a MotoNovian you can enjoy a fantastic benefits packageranging from a first rate pension scheme, discount shopping, additional perks such as extra days offfor your birthday, Christmas shopping days and so much more in between.

If you think we’d be a great match for you, please apply now by sending your CV to our Recruitment Team.

Please note that candidates must successfully complete a credit check prior to attending an interview.

We are committed to the achievement of equal opportunities.

For more detail regarding this opportunity, please read on.


Date: Jan 2017

Department: Scorecard Team

Job Title: Scorecard Analyst

Job Summary:

Play a leading role in scorecard team in building and maintaining scorecards and other statistical models. Further responsibilities will include producing reports on scorecard performance and other management information as and when required.

There is a broad role remit with potential to cover different portfolios (secured and unsecured) and including (but not limited to) application modeling, credit risk modeling, stress testing and portfolio optimisation.



-Be responsible for the development and maintenance of scorecards

-Production of reports including scorecard monitoring and management information

-Taking ownership of assigned projects and support of the Credit Risk and Scorecard manager

-Identify areas for improvement, and be prepared to challenge

-Help in responding to specific requests from other stakeholders, and communicating your results with staff from multiple functions across the business

-Maintain awareness of developments across the business and understand how you can contribute to this

-Undertake any other reasonable tasks as and when requested by Line Manager.

This is a full time and permanent position. The working hours will be 35 hours per week Monday-Friday 9am-5pm however, flexibility is essential to ensure that business demands are achieved.

Selection Criteria

Educated to degree level or equivalent in a numerate subject (e.g. Mathematics, Statistics, Operational Research, Engineering)

Experience in a Credit Risk role developing scorecards/models

SAS coding skills

Strong reporting and analytical skills

Sound decision making and judgment skills

Good verbal and written communication skills

Works on own initiative

Attention to detail and accuracy of work

Able to remain calm under pressure and in a busy environment

Excellent IT skills in Excel