Mortgage Underwriter

Recruiter
Page Personnel Finance
Location
Bracknell
Salary
26000.0000
Posted
05 May 2017
Closes
04 Jun 2017
Contract Type
Permanent
Hours
Full Time

**MORTGAGE UNDERWRITER** - **BRACKNELL** - **UP TO £32K**

Client Details

This is a rapidly growing company that is making its mark on the Buy-to-Let market in Bracknell.

Description

The role entails:

  • Exercising your underwriting mandate using strong credit assessment skills to maintain the quality of the overall mortgage book.
  • Ensuring all applications are underwritten adhering with internal policies whilst remaining compliant to all regulations.
  • Providing recommendations on applications that are outside of your authorised mandate, making sure all cases have relevant documentations and reports to justify your lending decision.
  • Work to agreed targets and objectives positively and within service standards.
  • Develop key relationships internally and externally with customers and business partners and maintaining these strong relationships.
  • Demonstrating and excellent telephone manner when call handling (including B2B with Packagers, Brokers & Solicitors)
  • Taking responsibility for your own personal development and learning
  • Assessing decisions from start to finish through all key stages making sure your recommendations are strong for lending.
  • Completing tasks/activities set by your manager within set timescales and to a high standard.

Profile

The ideal candidate must have/be:

  • Proven experience with an underwriting mandate within a commercial/mortgage environment covering specialist lending.
  • Pro-active in all aspects, including making suggestions for process and system improvements
  • A strong understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB, Fraud aware
  • An excellent customer service skills and willing to be adaptable/flexible for the department where needed
  • An approachable and positive working mentality with the ability to remain composed under pressure.
  • Confident using your initiative with a strong desire to achieve
  • Confident working to strict deadlines
  • Strong knowledge on all key elements of mortgage applications at every stage of the process (ESSENTIAL)
  • Ability to thrive within a busy, lively environment
  • PC literate
  • A strong team player
  • Previous mortgage assessing experience
  • CeMap - Qualified/studying towards (DESIRABLE)

Job Offer

This role offers you the chance to join a rapidly growing Buy-to-Let company with a competitive salary and benefits package.