Senior Decision Science Analyst

Aspire Data Recruitment
02 May 2017
02 Jun 2017
Contract Type
Full Time

Job Title: Senior Decision Science Analyst

Location: Bradford

Salary: up to £45,000 plus bonus and benefits

We are looking for an experienced Senior Decision Science to join a successful and established financial services organisation in Bradford.

As a Senior Decision Science Analyst, you will be responsible for the development, validation and maintenance of credit risk scorecards. You will support scorecard implementation, cut-off strategies, oversight of scorecard monitoring, and related recommendations regarding scorecard re-alignment or re-development.

The organisation is investing heavily in all areas of credit risk, governance, analytics and decision science, providing excellent opportunities for development.

The Senior Analyst - Decision Science will:

  • Develop credit risk scoring and underwriting models across all product lines
  • Respond to analysis requests from the business functions
  • Develop and monitor champion/challenger strategies
  • Develop next generation tools to reduce scorecard development time without degrading benchmark performance
  • Utilise customer information and behavioural scoring models to enhance collection and borrower retention strategies
  • Work with the data team to ensure that data is fit for purpose, is optimised for analytical work, and new data sources are integrated
  • Work with Analytics teams to analyse and recommend appropriate cut-off strategies
  • Liaise with business stakeholders to understand modelling requirements, and provide direction and oversight on model use

Skills & experience required:

  • Previous experience as a scorecard developer who has worked within the Credit Risk function or similar environments
  • Strong verbal and written communication skills and the ability to communicate with technical and non-technical stakeholders in a clear and concise manner
  • Experience in credit scoring and other statistical modelling techniques
  • Programming ability in SAS/SQL or alternative scorecard development tools
  • Experience with Marketing and/or Collections models (desirable, not essential)
  • A degree in in statistics, mathematics, operational research or econometrics