Underwriter (12 Month FTC)
Underwriter (12 Month FTC) Farnborough, Hampshire Are you analytical, driven and self-motivated? Looking to take on an engaging contract where you can increase your expertise and make a difference? If so, this is a fantastic opportunity to join an internationally recognised group as an Underwriter and contribute to the continued success and growth of our business. About BMW Group Financial Services Part of the BMW Group, BMW Group Financial Services is a globally active financial services company. We offer dealers, corporate and private customers around the world customised financial services revolving around automobiles, from financing to leasing. We are now looking for two Underwriters to join our team on a 12 month fixed-term contract that has the potential to extend. The Benefits - Competitive salary - Bonus - Pension - BMW or MINI Car - Flexible working culture and the chance to work from home for one day a week - The opportunity to play a vital role in the growth of our business - Healthcare - Onsite restaurant - Free parking - 27 days’ holiday Within a culture of open exchange and mutual trust, you will have the chance to take on a fast-paced role, learn from a highly-motivated team and join us in driving the future of personalised financial services. We believe it takes a team with excellent interpersonal skills and a can-do attitude to deliver an unrivalled service to customers. People who are prepared to go the extra mile and find solutions that satisfy the needs of our customers and business. People who want to develop their abilities and make a positive impact. If this sounds like you, we would love to hear from you. The Role As an Underwriter, you will make underwriting decisions on various proposals submitted by retailers and partners. On a day-to-day basis, you will: - Evaluate financial data - Make swift and responsible lending decisions - Accept or decline credit applications, including negotiation of terms - Highlight potential fraud and money laundering cases - Work with Business Manager, Regional Managers and internal teams About You To join us as an Underwriter, you will need: - At a minimum, GCSEs (or equivalent) at grade C or above in Maths and English - Excellent attention to detail - Strong written and verbal communication skills - The ability to make independent decisions Ideally, you will have experience in an underwriting role, but this is not essential. Other organisations may call this role Junior Underwriter, Trainee Underwriter, Assistant Underwriter, Junior Commercial Underwriter, Loans Underwriter, Client Services Advisor or Customer Service Advisor. This is a full time role, working 37.5 hours per week. You will be required to work 7 day shifts, including some weekends. Shifts are Monday – Friday, between 8:00 – 19:00, Saturday, between 9:00 – 18:00 and Sunday, 10:00 – 16:00. When you work weekends, you will receive time off in lieu. As this is a high-risk lending role, the successful candidate will be required to undergo a full credit check. Webrecruit and BMW Group Financial Services are equal opportunities employers, value diversity and are strongly committed to providing equal employment opportunities for all employees and all applicants for employment. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. So, if you want to gain experience as an Underwriter with an internationally leading group, please apply via the button shown. This vacancy is being advertised by Webrecruit. The services advertised by Webrecruit are those of an Employment Agency.