Mortgage Underwriter

Recruiter
Optima Recruitment
Location
Leatherhead
Salary
35000.0000
Posted
19 Mar 2017
Closes
18 Apr 2017
Contract Type
Permanent
Hours
Full Time

Mortgage Underwriter

This new role offers the right candidate the opportunity to work for a progressive and forward-thinking specialist mortgage lender that distributes via the financial intermediary channel in a market sector that is currently undergoing phenomenal growth.

Job Description:

  • Process new business in line with credit policy, the responsible lending policy, the underwriting manual and the underwriting process manual
  • Participate and contribute to ongoing business improvement activity
  • Deliver a first class proactive customer service through inbound and outbound communication by telephone, email and letter to all case stakeholders including introducers, service suppliers, reference providers and occasionally applicants
  • Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes
  • Assess borrower creditworthiness and underwrite overall new mortgage applications credit risk from initial receipt through to completion
  • Ensuring a high level of accuracy of data entry and ongoing record keeping
  • Supporting the processing team and underwriting peer group in delivering an excellent compliant service with prompt and accurate decision at each stage of the process

Person Specification:

  • Manual underwriting experience
  • Current Underwriting Mandate preferred
  • A good understanding of the mortgage process
  • Knowledge of working under pressure to tight deadlines - a 'can do' attitude
  • Record/file management experience
  • Experience of working in a team
  • Ability to prioritise tasks
  • Excellent communication skills
  • Adaptability and flexibility to accommodate ever changing business needs

Additional Information:

  • Based in Leatherhead
  • Up to £35,000 (depending on candidates experience)
  • Company pension
  • Annual bonus scheme (OTE £41,000)
  • Parking provided
  • 20 days holiday plus bank holidays
  • Monday - Friday 09:00 - 17:30 (1 hour for lunch)

Please note; Due to the large number of applications that we receive, if you have not had a response within 7 days, please assume that you have been unsuccessful on this occasion.

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Optima Recruitment acts as both an 'Employment Agency’ & 'Employment Business’ providing recruitment services throughout Surrey.