Senior Product Manager - Cards and Loans

Better Placed Limited
18 Mar 2017
17 Apr 2017
Contract Type
Full Time

Senior Commercial Manager - Cards and Loans

£65k - £70k per annum

A rapidly growing retail bank in London is currently recruiting for a Senior Commercial Manager to work within their cards and loans business, supporting the delivery of commercial objectives across their personal loans and card portfolio.

This is a strategic and highly commercial role, with responsibility for delivering against company income and profit targets, through commercial insight and portfolio management strategy.

Key Responsibilities:

-Creating and monitoring the annual financial plan alongside the product team, including acquisition targets, segments and portfolio activity to achieve objectives.

-Analysing key cost drivers and implementing strategies to reduce these.

-Preparing market intelligence insight and presenting these across the business.

-Providing key input into commercial strategies and implementing these across product and portfolio teams.

-Interpreting internal and external industry data, including benchmarking to support commercial strategies.

-Building customer-led strategies and customer database segmentation.

-Challenging existing acquisition and portfolio strategies.

-Owning commercial insight and recommendations to influence new business acquisition and proposition development.

-Establishing a productive working relationship with product and portfolio teams.

-Business and financial forecasting for new products.

-Working cross-functionally with credit risk teams.

-Attending relevant forums regarding commercial consideration of cards and loans.

Key skills:

-Proven experience of working in a product or commercial function.

-Proven P&L management experience.

-Strong knowledge of unsecured lending market.

-Extensive experience of strategy development and implementation.

-Experience of using customer and analytical insight plus strong data and numeracy skills.

-Multiple level stakeholder management skills.