Senior Credit Risk Analyst

Recruiter
CB Asset Resourcing Ltd
Location
Staines
Posted
16 May 2018
Closes
15 Jun 2018
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time

An opportunity to join a forward thinking and experienced credit risk team as Senior Credit Risk Analyst within a global business to business finance organisation

Key Responsibilities;

  • Underwrite the high value and complex risk transactions for in a timely and accurate manner within delegated underwriting authority or making recommendations to the Senior Management team where outside of personal mandate.
  • Perform detailed analysis of credit data and financial statements to determine the degree of risk, using a range of underwriting tools and templates.
  • Ensure that all credit acceptance terms and conditions effectively mitigate risk and meet the risk policies and lending appetite of the business.
  • Make recommendations for the ongoing development of systems, processes and business procedures to provide improvements in efficiency and operational effectiveness.
  • Organise and deliver deal forums involving the Senior Risk and Operational Teams.
  • Attend regular cross functional team meetings to represent from a risk perspective and stay up to date with the future opportunities, identify market trends and risks and discuss and provide steering on day to day issues.
  • Maintain excellent working relationships with internal and external customers in order to optimise business effectiveness without compromising risk management imperatives.
  • Undertaking client visits to assist sales in relationship building and deal negotiations.
  • Training, mentoring and providing support and expert advice to Credit Analysts and Junior Credit Analysts.
  • Identify and research new business opportunities such as assets, market and sectors and present possible solutions to Management as well as creating and utilising cross divisional opportunities.
  • Keep up to date with current regulatory requirements demonstrating commercial acumen in analysing the impact of these and making balanced risk decisions.

Skills & Competencies Required For This Role;

  • A minimum 3 years credit underwriting experience with the business finance sector
  • Excellent analytical skills with in-depth knowledge of financial accounts and statements a sound presence of commerciality and business focus
  • Strong verbal and written communication and influencing skills
  • Attention to detail and ability to quickly highlight relevant issues
  • Ability to plan, organise, prioritise and manage time effectively.

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