Credit Risk Analyst

Recruiter
MERJE Ltd
Location
Manchester
Salary
34000.0000
Posted
15 Mar 2017
Closes
14 Apr 2017
Contract Type
Permanent
Hours
Full Time

As a Specialist Analyst, you’ll be part of it all as you join an ethical bank that’s changing everything.

The Client- UK based Retail and Commercial Bank

This Client does not provide sponsorship.

The role-

  • To ensure that the Credit Risk Strategies and Controls are optimised and that the Secured Retail portfolio is within the agreed Risk Appetite.
  • To provide analytical support, insight and expert guidance to optimise the effectiveness of Strategies and Controls.
  • To be responsible for defining implementing best practice on identification, reporting and proactive management of current potential high risk segments across the portfolio.

Key Requirements-

  • Educated to degree level in an analytical discipline.
  • Strong analytical skills.
  • Extensive experience of credit risk management and associated analytical techniques and practices.
  • Extensive experience of mortgage products and Regulatory requirements.
  • Strong understanding of Customer Acquisition and Management processes, systems and practices along with commercial, financial and legislative requirements and issues affecting the wider financial services industry.
  • Proven influencing and negotiation skills.
  • Thorough understanding of Credit Reference Agencies and their data.
  • Thorough understanding of Retail Bank data infrastructure and decision systems in respect of the Retail asset base.
  • Proven Management and Leadership experience, leading and developing a team of Analysts.
  • Planning and organisation expertise including proven track record within a credit risk management environment in developing creative solutions to complex issues and delivery within defined timescales.
  • Understanding and awareness of Basel II/III and associated regulatory capital requirements/calculations.
  • Knowledge of the various asset valuation methodologies, limitations & how these can be applied in a controlled manner.

Detailed knowledge of the intermediary market and its processes and controls.