Credit Risk Analytics Manager

Recruiter
Vida Homeloans
Location
Staines
Posted
29 Mar 2018
Closes
13 May 2018
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time
Working as a key member of the risk analysis team to ensure the Credit Risk function is robust and managed within the key requirements of the business.
The ideal candidate will have a very strong background in analytics and Credit Risk from a mortgage lending institution, preferably with experience covering the full customer lifecycle, including new lending, account management, fraud prevention and arrears management.
This candidate will be a key member of this business, helping drive through improvements and shaping the future of the department.
Major Activities and Responsibilities:Provide business with data based insight and recommendations for changes and improvements to product range, application process, strategy design, collections activities and operations processesExcellent quantitative and problem-solving skills, using analytical methods to provide practical value based solutions.Build and Develop capability within the organization to design, monitor and enhance credit and fraud risk strategies and policies.Ensure the business operates within the regulatory requirements for new business origination through to arrears managementProvide the business with the optimal analytical framework to make sound judgment based decisions on new lending requestsProduce analytics to monitor and provide insight across the customer journey and lifecycle, making recommendations to change current processes and strategiesProvide insight to and set expectation for portfolio and segment trends through targeted analysis, forecasting and the development of regular MI.Develop and enhance credit risk modelsWork closely with colleagues across the group to deliver projects and the change agenda.Skills and Experience Required (or desired):

University degree in technical field (eg. mathematics, physics, statistics, economics, computational finance)Extensive experience of credit risk/analytics rolesKnowledge of first and second charge mortgagesHands on experience and solid knowledge of analysis software languages – SAS, RHighly proficient using Excel and other analysis toolsStatistical background to produce reporting and modelsExcellent communication skills and ability to convey complex ideas/insights to non-technical members of the teamAbility to work in an extremely fast paced start-up environmentExcellent verbal and written communication skillsExtremely self-motivated / Operate independently
This job was originally posted as www.totaljobs.com/job/80663568

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