Senior Credit Manager
Our client, an entrepreneurial and ambitious retail Financial Services company is looking to appoint an exceptional Credit Senior Manager with experience in mortgages to lead the credit sanctioning and risk assessment.
The role will report to the COO and will have responsibility for credit sanctioning, managing the credit underwriting teams whilst ensuring that credit decisions are in line with risk appetite. The role will predominantly use manual credit sanctioning techniques whilst credit risk management tools and processes to review the portfolio performance. As the Senior Credit Manager, you will be responsible for driving the business loan book growth, profitability, productivity and effectively managing bad debt. This is key leadership role with responsibility for leading and managing the credit underwriting team to deliver enduring high performing. You will own and manage the portfolio’s performance in line with agreed credit risk appetite and business objectives.
To be appointed Senior Credit Manager you will have a proven background in credit sanctioning within a Financial Services organisation, preferably within mortgages. You will have hands on experience of credit risk assessment, risk methodologies, credit appetite, policies and approval processes. Experience of data analytics and data driven decisioning tools would be advantageous. You will possess good people management, interpersonal and communication skills, combined with a proactive, commercial and solution-oriented approach, whilst being mindful of best customer outcomes. You should also be a highly motivated self-starter, with the ability to set business and functional goals and prioritise to achieve the organisation's objectives.
This job was originally posted as www.jobsite.co.uk/job/960311559