Credit Analyst (Spanish speaking)

London (Greater)
11 Feb 2018
16 Feb 2018
Contract Type
Full Time
Credit Analyst (Spanish speaking)
Full time (Monday - Friday)
£40000 per annum

Scope of role

To prepare credit applications for dealing lines for Corporate, Wholesale and other parts of the Group. To provide in depth credit analysis and recommendations based on financial statements and other sources of information for existing and prospective customers. To assist in monitoring and take suitable actions based on the positions of existing clients. To develop and improve existing systems and reporting capabilities.


*Prepare applications, make recommendations where necessary, and highlight all issues pertinent to a credit decision
*Justify credit decisions, verbally and in writing
*Provide detailed credit research into industries, individual companies and groups of companies, using financial and non-financial sources
*Monitor the risk of client portfolios to ensure they remain within the agreed parameters of the Credit Policy
*Give initial feedback on prospective and existing customers to Dealers and Account Executives
*Ensure margin calling reports are sent out in a timely manner
*Ensure all customer and internal correspondence are of the highest quality
*Ensure all files, paperwork and systems are maintained in line with Company standards
*Ensure Company procedures and policies are followed at all times

Knowledge & Experience:
*Demonstrable financial analysis experience
*Previous experience within a financial institution, preparing credit applications and interpreting financial statements
*Fluent in Spanish essential.

Skills and Competencies:
*Relationship building with people at varying levels of seniority
*The ability to work under pressure in a fast paced environment and to tight deadlines
*Good organisational skills including prioritisation
*Clear communicator, written and verbal
*Proficient IT skills, excellent Excel skills
*Commercial acumen
*Attention to detail

*Finance based degree and/or studying towards an accounting or credit management qualification

Personal Attributes:
*Approachable and personable
*Personal drive
*Team player

Adecco is acting as an Employment Agency in relation to this vacancy. The Adecco Group UK & Ireland is an Equal Opportunities Employer

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