Loan Analyst, Property Finance Investment/Development

Recruiter
Hill Newton Recruitment
Location
London
Salary
£35,000 - £40,000
Posted
09 Feb 2017
Closes
09 Mar 2017
Contract Type
Permanent
Hours
Full Time
Our client a City based private bank seeks a candidate with a solid experience in Property investment/development to include: - Using the Bank's proprietary Appraisal Model, to carry out a financial review and viability analysis of prospective new business ensuring speed and accuracy always. - To present and discuss the results of the viability analysis with the relevant RM. - To prepare Indicative Heads of Terms for new business opportunities that the Bank wishes to progress. - To review and critically assess all project and corporate information provided by prospective customers and to follow-up on any missing information. - To assist the RM with the preparation of Credit Papers for presentation to the Bank's Credit Committee. - To assist the RM and Loans Administration throughout the due diligence process including the review and critical assessment of valuation, QS and title reports. - To assist the RM with the ongoing monitoring of Property Finance loans/projects including regular site visits to check on-site construction and sales progress. - To ensure comprehensive Property Finance portfolio data is maintained and analysed for reporting purposes from initial review / pipeline stage to in depth analysis of the credit approved and drawn Property Finance loan portfolio. - To monitor and summarise property market research reports, house price indices etc. to keep the Property Finance team up to date with latest opinion - Generally, to help raise and enhance the Bank's profile and reputation within the residential development industry through proactive marketing, intelligent deal analysis and best-in-class customer service - To assist Relationship Managers (RM's) with the review and analysis of prospective new Property Finance lending opportunities. - To assist RM's and Loans Administration with the underwriting, closing and on-going management of a portfolio of Property Finance loans. - To ensure comprehensive Property Finance portfolio data is maintained and analysed for reporting purposes. SKILLS / QUALIFICATIONS / EXPERIENCE - University degree or equivalent - Experience of, and enthusiasm for, property / property development - Keen understanding and appreciation of property market trends COMPETENCIES - High degree of fluency in MS Excel and Word - Highly literate with ability to write clear, concise, incisive reports - Highly numerate with strong analytical skills and close attention to detail - Ability and credibility to communicate clearly and persuasively at all levels CAREER DEVELOPMENT - Potential to progress to a lending / RM role