Credit Manager

Advantage Resourcing Company
11 Jan 2018
11 Feb 2018
Contract Type
Full Time
Credit Manager - Basingstoke - £45-50k + bens +bonus

My client, a highly successful asset leasing group based in Basingstoke, are currently looking to recruit a Credit Manager within their Credit & Risk team. Reporting to the Head of Credit, this is an excellent opportunity for a Credit Risk Manager to strengthen the existing team, whohave responsibility for underwriting potential SME customers throughout the UK. Underwriting risk knowledge is highly desirable.

Key Accountabilities

* Assist in minimising the company's risk from lending money by careful assessment of the credit risk while adhering to the company's credit policy and underwriting parameters.
* Although this is an office based role it will be necessary to visit potential customers on an ad-hoc basis where either the size of the transaction or the customer justifies it.
* Prepare concise but informative reports on potential customers recommending whether they are suitable for the requested borrowings.
* Liaise with customers and business introducers as necessary.

Person Specification:

Must have some commercial experience (although not necessarily in credit or asset finance but beneficial).

* Experience of interpreting and understanding both a set of accounts and customer business models.
* Technical knowledge around credit risk analysis and the tools available for obtaining the necessary credit information.
* Basic understanding of different asset classes, their typical depreciation, ease of recovery and ease of resale.
* Experience of dealing with customers in a business to business environment and the ability to effectively interview, analyse the information received and, as a consequence, control the discussion.
* Comfortable dealing at Director Level.
* Display an appreciation, understanding and interest in how business and the economy in general works.
* Capable of planning own work to achieve objectives.
* Candidate should be comfortable working and contributing in a team environment.
* Good IT systems skills are assumed.
* Good written and verbal communication skills.
* Ability to absorb information quickly and efficiently will be expected.
* Expected to work in a methodical manner with limited supervision.
* Driving licence essential for customer visits around the UK.

Advantage Resourcing is a service driven recruitment consultancy.
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