Credit Risk Manager £35k-£50k Bonus Benefits

Recruiter
Blue Pelican
Location
Crownhill
Posted
10 Jan 2018
Closes
11 Feb 2018
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time

Credit Risk Manager £35k - £50k + Bonus + Benefits

Credit Risk, Credit Risk Analyst, Credit Risk Manager, Senior Credit Risk Analyst, Analyst, Analytical, Analysis, Analyses, Mortgage, Secured, Lending, Loans, Credit, Qualitative, Quantitative, MI, Management Information, Reports, Reporting, Policy, Procedure, Strategy, SAS, SQL, Bad Debt, Loss, Leadership, Management, Mortgages, Milton Keynes, Buckinghamshire, Banking

This is a superb opportunity to take ownership for the running of the Credit Risk business unit.

No two days will be the same, this role will continue to expand. You will be responsible for the management of qualitative and quantitative analysis across the Credit Risk team, this is related to new and existing mortgage propositions using financial and market information, commercial information collated directly from the customer and transactional data provided by business intelligence providers. This pivotal role requires the ability to drive insight from data, assess the financial impact and recommend action.

What will you do?

  • Deliver mortgage acquisition strategies in order to maximise customer service without compromising credit standards.
  • Key reporting and analysis on new lending and portfolio asset quality, risk appetite, adherence to policy and loss performance.
  • Support change initiatives and projects.
  • Ensure that the mortgage acquisition strategy is compliant with the appropriate regulations.
  • Develop and provide Credit Risk MI for new and existing products/strategies to ensure effective oversight of the credit risk life cycle
  • Oversee the performance of credit and collection strategies. Analyse trends.
  • Develop, implement and maintain an analysis framework to aid decision making at all levels.
  • Implement strategies that minimise risk, bad debt and costs, contributing to the delivery of the bad debt and fraud loss budget.
  • Act as the Subject Matter Expert on all areas of mortgage strategy, decisioning and systems.

It is certainly an extremely varied and wide role. It will be challenging, it will keep you stimulated and it will keep you busy. You'll also be involved in, from a Risk perspective…

  • New Product Development
  • Managing processes, infrastructure and resources needed to deliver agreed targets
  • Performance management, managing employee engagement
  • Monitor technical and professional developments

Essential Skills:

  • Degree educated, preferably in a numerate or scientific subject
  • Experience using SAS & SQL is an advantage, strong MS office skills are essential
  • At least 2-3 years in a Credit Risk, data driven analytical role.
  • Experience of secured lending / mortgages preferred but other unsecured lending, loans/card experience considered

This could suit a Credit Risk / Senior Credi Risk Analyst wanting a promotion? You might already be a Credit Risk Manager at a retail bank or building society and want more variety in your job, different challenges and greater autonomy? Whatever your situation, this really is a great role with a great company with huge potential to progress.

For immediate consideration, please send your CV to Stuart Daniel.

Credit Risk, Credit Risk Analyst, Credit Risk Manager, Senior Credit Risk Analyst, Analyst, Analytical, Analysis, Analyses, Mortgage, Secured, Lending, Loans, Credit, Qualitative, Quantitative, MI, Management Information, Reports, Reporting, Policy, Procedure, Strategy, SAS, SQL, Bad Debt, Loss, Leadership, Management, Mortgages, Milton Keynes, Buckinghamshire, Banking