Credit Relationship Manager - Business Finance (Peer to Peer)

3 days left

Chamberlain Career Management Limited
02 Feb 2017
02 Mar 2017
Contract Type
Full Time

Client Summary:

One of the largest peer to peer lenders in the world and a household name in the UK. A multi award winning, exciting, young, expanding, stable and innovative business with a fantastic management team. Our client has more than doubled their revenues in the last year and are targeting a flotation in the next 3 years.

The Opportunity:

To be part of a fast growing and successful company at the forefront of a sector poised to change the face of modern finance forever. The role is perfect for an ambitious and talented individual who wants to make an impact from day one.

Overview of Credit Relationship Manager - Business Finance role:

As the Credit Relationship Manager - Business Finance you will be working for a small but quickly growing team within Business Finance who are focused on new lending requests from SME’s.

This is a front office function and therefore you must have excellent communication skills and the ability to ask the necessary questions and obtain the required information.

This role is very exacting and therefore time management skills are paramount.

Your ability to assess, challenge and formulate proposals using judgment is key to the success of this role.

Our client values customer service more than any other KPI, and although hard metrics are important a happy customer is what is ultimately responsible for repeat business and referrals.

Duties of the Credit Relationship Manager include:

Process Management:

  • Ensure all processes undertaken are in compliance with agreed company policy.

  • Provide input into ongoing improvement of company Process Policy.

  • Ensure agreed SLA’s are exceeded at all times.

  • Embrace change and adapt to system / process changes.

Credit Underwriting:

  • Review all assigned SME lending proposals for submission to either Head of Commercial Credit or Commercial Credit Committee.

  • Liaise with borrower/broker to request required information to undertake a full review of proposal received.

  • Undertake meetings/telephone interviews with customers as required to progress loan application.

  • Undertake a full assessment of the proposal including research and verification.

  • Credit Proposal paper to be formulated for each lending request.

Relationship Management:

  • Build strong relationship with internal and external partners including Regional Managers, Regional Brokers, Credit, Post Sanction Team and other internal departments.

  • Provide regular feedback to brokers and educate them with regard to our proposition.

  • Undertake deal forums with Credit on those deals requiring a "story board" approach.

  • Proactively liaise with Post Sanction Team as required during drawdown process.

  • Proactive contact maintained with borrower during process.

Marketing/Business Development

  • Market/promote the business where appropriate.

  • Assist with business development initiatives as required

What we’re looking for:

  • Someone who shares our clients vision to define the face of modern finance

  • You’ll be highly motivated and an optimist, have people management skills, and be able to bring your technical and analytical skills to the role.

  • Working knowledge and proven experience of using Microsoft Word, Excel and Powerpoint.

  • Strong background in commercial credit, underwriting and process management

  • Degree educated with a minimum of a 2.1 or equivalent experience

  • A confident and articulated communicator

How you'll be rewarded:

The global peer to peer lending marketplace is expanding at a rapid rate and offers an innovative and alternative solution to lending and investing for both businesses and individuals. You can play a major part in the growth of this sector whilst being part of a new team from day one. Financial reward is competitive and personal career growth opportunities are unlimited. You will enjoy a modern, non bureaucratic, fast acting, technologically savvy non bank culture working with colleagues from a diverse list of professional backgrounds.

Chamberlain Career Management Limited