Credit Risk Analyst

Recruiter
MERJE
Location
Accrington
Salary
£20,000 to £30,000
Posted
12 Nov 2017
Closes
18 Nov 2017
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time

As a Credit Risk Analyst, you will work within the New Customer Management team to ensure the effectiveness of credit scoring schemes and strategies.

The Client: A large, multi-channel retail business providing a wide range of products to around 1.5 million customers every year.

This Client does not provide sponsorship.

Key Responsibilities:

  • Develop, implement and monitor credit systems, scorecards, credit limit strategies, etc.
  • Identify risks and improvement opportunities and make appropriate recommendations
  • Work closely with Marketing to ensure that there is consistency between marketing and credit strategy
  • Produce weekly and monthly reports
  • Maintain and develop new customer credit revenue forecasting models
  • Support the development, implementation and monitoring of application fraud prevention systems (Transact) and processes

Key Requirements:

  • Educated to at least degree level
  • Excellent numerical, statistical and analytical skills
  • Good IT skills
  • Experience of SQL, SAS and similar analytical tools
  • Experience in Consumer Credit Risk (Customer Acquisition / On-boarding an advantage)
  • Good communication skills (written and verbal)
  • Ability to manage projects
  • Appreciation of credit legislation, e.g. Consumer Credit Act