Senior Credit Risk Manager (SME Lending)

Funding Circle
London (Greater)
13 Nov 2017
16 Nov 2017
Contract Type
Full Time
Senior Credit Risk Manager (SME Lending)

The Role

You will join Funding Circle Risk & Analytics team, where leading edge models and analytics are created to harness the power of data and enable scientifically optimised business decisions.Reporting to the Chief Risk Officer, you will be responsible for optimising credit risk strategies for new and existing SME borrowers through analytically advanced solutions.You will develop a deep understanding of our customers’ needs, of the market environment and of our processes to elaborate methods enabling growth of lending volumes whilst maintaining sustainable risk / reward dynamicsYou will collaborate with highly talented risk analysts, decision scientists and experts in marketing strategy, technology, data management, and business operations to deliver best-in-class customer experienceYou will ensure we operate under strong risk controls and deliver a portfolio risk profile in line with the company risk appetite
The Candidate

*Typically 5-10 years’ experience in credit risk analytics / customer analytics in SME lending or retail lending environment in a bank or other lending institution - with a minimum 2 years of direct experience in credit risk strategy optimisationExcellent quantitative and problem-solving skills using logical reasoning and analytical methods.Strong strategic thinking and ability to articulate complex problems into clear frameworksPassionate about Funding Circle’s mission and values – agile, collaborative, great to work withAdvanced knowledge of Excel, working knowledge of SQL or R or SAS.Masters or Ph.D. in a quantitative field (Finance, Mathematics, Economics, Engineering etc.)*The stated experience level is a guide and does not preclude applications from candidates with more or less experience, provided the requisite skills can be demonstrated

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