Commercial Credit Risk Analyst

Metrobank/ Metro Bank
Covent Garden
12 Nov 2017
16 Nov 2017
Contract Type
Full Time
Do you have the drive to delve into data every day? Are you keen on crunching numbers to extract the best business insights possible? Can you inspire and nurture others? Our credit risk and analytics team is growing, and we need a highly motivated data-driven credit risk guru to join us!
As a commercial credit risk analyst you will help to support Metro Bank’s growth by managing the lending policies, rules and systems. You will have an ability to extract accurate data, summarise and present it back with insight. We can then use this important insight to develop the right credit risk strategies. This role is key in helping Metro Bank grow safely and support our internal and external customers!So what would you be doing?...• Analysing and processing large volumes of data in an efficient and accurate way (using SAS & SQL)
• Managing the credit risk policies and their associated systems and infrastructure
• Developing new credit strategies to benefit our customers
• Generating reports, ad-hoc analyses and forecasts to provide insight into portfolio and segment trends
• Submitting and analysing retrospective bureau data
• Performing reconciliation and validation routines
• Building and using Commercial Lending scorecards
• Shaping and creating the risk data structure used for modelling, validation and reporting
• Generating automatic MI reports for different committees
• Working closely with leaders on the development and roll out of new products and services
• Building relationships with key stakeholders across the bank to deliver projects
• Interacting with external parties (such as Credit Reference Agencies and data providers)
You need to be this kind of person…• Passionate about providing unparalleled levels of service and convenience for customers
• Prepared to stick at something - we get nervous if someone has jumped from job to job
• Comfortable prioritising several tasks and pieces of work
• Able to work and learn quickly in a fast-paced, fun and dynamic environment
• Great at communicating complex issues in a simple and clear manner
And whilst we always aim to train for skill where possible, on this occasion we are looking for someone who is already able to do all these wonderful things…
• You should be confident in using SAS/ SQL, as well as Microsoft Office
• Knowledge of credit risk and analytics techniques is required
• Understanding of Commercial Lending products would be a clear advantage
• Expert knowledge of programming techniques to enhance automation is preferable
• Knowledge of bureau and specialist commercial risk data is an advantage
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