Loan Documentation Officer

Recruiter
Hill Newton Recruitment
Location
London (Greater)
Salary
38,000
Posted
10 Nov 2017
Closes
16 Nov 2017
Sector
Accountancy
Contract Type
Permanent
Hours
Full Time
The job holder will support the documentation of a range of lending products which is chiefly made up of commercial mortgages but also includes SME working capital & trade finance facilities.

The role will require end-to-end management of the process following credit approval through to completion and ensuring collateral is correctly executed together with post-completion follow up.

Tasks and Responsibilities:

- Responsible for executing facility documentation in line with the bank's standard operating policy & procedures as well as applicable external rules and regulations.
- Responsibility for the timely issuance of credit facility documentation
- Oversee queries raised by the bank's solicitors and valuers, resolving problems and/or referring them to the Head of Credit Administration or, where relevant, the Chief Risk Officer/Head of Business Development for approval in terms of the bank's delegated authorities.
- Liaison with Branch & Relationship Managers, Operations, Credit Approval and Remedial Management as appropriate.
- Review and assess reports produced by the bank's solicitors and valuers, identifying key risks, recommending possible mitigants.
- Instructing solicitors and valuers to ensure collateral and credit structure is executed as per each credit approval.

Experience and Education

- Credit Administration & process experience with Property Finance & SME banking product knowledge.
- Experience of process and technology solutions for risk mitigation & control.

Skills and Competencies

- Proficiency in the use of spreadsheets & database tools.
- Strong understanding of credit documentation, security perfection, valuation, collateral management by way of work experience and relevant laws and regulations.

Attributes

- Team player who thinks logically.
- Strong ability to work in a time constrained situation and cross-cultural environment.
- Confident in interacting frequently across all business areas and with middle management.
- Strong verbal and written business writing skills.
- Be proactive in problem solving and deadline orientated.
- Excellent interpersonal skills.
- Ability to organise, prioritise, multi-task.