Private Banking Graduate Programme

Up to £27,000 per annum
09 Nov 2017
09 Dec 2017
Contract Type
Full Time
Private Banking - Coutts Global Markets, Wealth and Investment Management

Develop a career in Private Banking, by joining an exciting graduate programme focused on relationship management, or investments and specialist advice.

There are three programmes available - Relationship Management with Coutts, Relationship Management with Adam & Co, and our specialist Coutts Global Markets, Wealth & Investment Management programme.

About the business areaWith over 325 years of history, Coutts and Adam & Co have defined the private banking sector. We combine our expertise and experience building relationships with our clients to provide a world-class service.

From investment management to specialist advice we deal with the requirements of varied and extraordinary clients. We understand the intricacies of international and ultra high net worth individuals, and support their ambitions during the breadth of their journey with us.

About the programmesOn our two to three year Relationship Management graduate programmes with either Coutts or Adam & Co, you’ll deepen your understanding of private banking and build your product knowledge and commercial awareness.

Whichever brand within Private Banking you join, you’ll be able to establish a network that will help you make an excellent start to your career. We’ll equip you with the skills to be able to deliver first class solutions for our clients. You’ll provide high net worth clients with relationship support and understand their challenges.

Our third programme, Coutts Global Markets, Wealth & Investment Management, is also a two to three year graduate programme. You’ll get to know the financial markets inside and out, including portfolio management and construction. You’ll also build a deep understanding of the specialist advice and services we provide, including trust and estate planning, philanthropy, wealth succession and protection.

Whichever programme you join, you’ll have a starting salary of £27,000, depending on location. On top of your salary you’ll also have access to our flexible benefits package.

Whichever programme you join us on, you can look forward to gaining:

An in-depth understanding of the diverse needs of high-net-worth individuals and their familiesAn in-depth understanding of financial markets and wealth managementThe skills to interpret data and insights in investment strategy and riskExperience providing specialist advice and services to private clients and portfolio management to high net-worth clientsFirst class client service skills and an understanding of our products and servicesAn industry recognised professional qualification (see qualifications in the learning journey section below)Depending on the programme you join, you’ll develop the skills that could lead you into roles including, but not limited to:

Investment Portfolio ManagerFund ManagerResearch AnalystSpecialist AdviserSupporting youWe pride ourselves on the professional support we offer our graduates, and the friendly, down to earth community our graduates have shaped.

Before you start, you’ll be paired with a ‘buddy’ (a graduate already on the programme) who’ll be there to help you get settled, answer any questions, and share their experiences.

You’ll also be assigned a Line Manager and a mentor. They’ll be there to provide support for the duration of the programme, as well as working with you to create a Personal Capability Plan. They’ll provide advice on your rotations, help you reflect on your progress, develop your career, and build your professional network.

For a fuller picture of how you’ll progress through the programme and the support you’ll receive at each stage, check out the Learning Journeybelow.

InductionThis will include meeting your buddy and support team, getting to know your fellow graduates, and taking part in an in-depth induction period, which will give you a broad understanding of how RBS works, our values, and our goals.

You’ll hear from leaders across our business and be brought up to speed on key topics like our customers, bank structure, entrepreneurship, risk and control, technology and digital innovation.

RotationsThese programmes consist of either 3 or 4 six month rotations, depending on which one you join.

After the induction, you’ll begin your first rotation. You’ll be assigned a line manager and team in your area of Private Banking, and will be immersed in their work for 6 months.

For the remaining rotations you’ll have time to discuss options with your support team and apply to the areas that interest you. The final selection will depend on both your motivations and the business’ needs.

The scale and diversity of our private banks means you’ll benefit from an excellent range of placement options. The overall aim of the rotations are to give you exposure to the full breadth of work we do. So, wherever you go, variety is key.

QualificationsAs you progress through each rotation you’ll be able to take advantage of a comprehensive suite of learning and training options to develop the technical and business expertise you’ll need.

From the moment you begin your first placement, you’ll be working towards a recognised qualification, which you’ll complete depending on your area of specialism. These can include the CeMAP, CISI Investment Advice Diploma (IAD), PCIAM or Chartered Banker Certificate.

Community ProjectDuring the programme you’ll take part in a CSR project with a team of fellow graduates. This involves linking up with a charitable organisation and developing and delivering a solution to support their work.

You’ll have the chance to participate in a fund raising competition with other teams, and present your project to a panel of senior managers. It’s a great opportunity to contribute to a valuable cause and put your entrepreneurial skills to the test!

Future capability planIn your final rotation you’ll discuss career plans with your support team, so you’ll be ready for the transition to a permanent role. The decisions you make here won’t be spur of the moment – they’ll be the result of long standing discussion, and a carefully crafted Future Capability Plan that runs throughout the whole of these programmes.

From start to finish, this plan will empower you to develop your talents and tailor your own learning journey, while covering the core themes which are central to our business’ success. It will form the basis of discussions with your support team, and incorporate formal and self-led learning

About youTo be considered for this graduate scheme, you’ll need to possess, or be on course to achieving a 2:1.

You’ll also need sharp analytical skills, paired with an interest and dedication to self development.

You’ll have fantastic communication skills, both written and verbal, and a strong team work ethos. You’ll enjoy working with people, and have a desire to learn when it comes to relationship management.

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