Cantonese speaking Loan Securities Associate
Who you'll be working for:
What you'll be doing each day:
·Send a list of all customers with building insurance policies with China Taiping Insurance and IPH to them, to ensure that these agree with their records.·Check for all non-EACS registered companies, all fees are paid to date and companies are in good standing.Issue reminder letters to borrowers in relation to the forthcoming expiry of buildings insurance of the relevant charged property; and chaser letters to Borrowers where renewal buildings insurance has not been provided to the Bank upon expiry of the previous policy.Prepare and complete all necessary security documentation for drawdowns and releases.·Check and verify signatures on relevant security documents.Prepare Pre-Drawdown Checklist and complete the part on security section.Log security-related issues which remain outstanding subsequent to drawdown as per Pre-Drawdown Checklist.·Prepare Progress sheets and follow up all formalities until completion.·Prepare Summary sheets upon completion of security documentation.·Prepare and maintain Security ledger sheets.·Check that security documents are received from solicitors within a reasonable time upon drawdown.·Upon receipt of the documentation, check that they are accurate and complete.·Carry out any post drawdown requirements.·Report on the progress of security completion and overdue/irregular items.·Place all security documents in the Bank’s deeds room under access card and password control at all times.·Check solicitor’s undertakings regarding the retention of title deeds by Borrower’s solicitors.·Check legal opinion on the validity and enforceability of all documents (including facility letters and securities instruments, etc) executed by non-UK companies prior to loan drawdown/utilization.·Check all outstanding indebtedness are fully settled prior to release of security. Carry out release of security requirements.·Prepare and maintain securities folders.·Box up and accurately label all lapsed papers.·Scan all title deeds and finance documents (including all loan documentation and security instruments are scanned onto INVU system with the document details accurately inputted.
The skills you need to succeed:
·Proficient in spoken and written English and Cantonese; Mandarin an advantage·University Degree educated to a minimum of 2.1.·Minimum of 1 year retail banking experience·Good customer service skills
If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
This job was originally posted as www.totaljobs.com/job/77365633