Senior Credit Analyst (Spanish Speaking)

Recruiter
FRS Ltd
Location
Warwick
Salary
From £26,000 to £32,000 per annum
Posted
07 Nov 2017
Closes
16 Nov 2017
Sector
Accountancy
Contract Type
Contract
Hours
Full Time
FRS are working alongside a globally renowned household name in order to recruit their latest talent! You must be fluent in both Spanish & English and have the ability to write and not only speak both languages. The role is offered as a 12 month contract.

PURPOSE OF THE JOB

The Senior Credit Analyst is responsible for the investigation and analysis of credit applications. He/she is acting with a high degree of independence within approved credit guidelines, policies and procedures and can take decisions up to approved credit limits. He/she presents credit underwriting packages to relevant Credit Committees. The Senior Credit Analyst is responsible for the investigation and analysis of credit applications in order to provide balanced, informed and reasoned commercial credit decisions based on relevant company and financial information working as part of the Credit Department to ensure customer service levels are maintained. He/she is acting with a high degree of independence within approved credit guidelines, policies and procedures and can take decisions up to approved credit limits. He/she presents credit underwriting packages to relevant Credit Committees and support less experiences members of the team with guidance and building up knowledge.

KEY RESPONSIBILITIES

Responsible for accurate and efficient preparation of documentation and the credit application flow to ensure accurate and timely processing of applications
Analyses standard, as well as non-standard and complex credit applications and verifies credit data consistency
Takes decisions consistent with approved credit policies, guidelines and procedures
Gathers and compiles data to ensure that sufficient information is available to relevant Credit Committees and/or more senior decision makers
May communicate and negotiate directly with customers regarding credit deals within approved guidelines
Participate in quality and process improvement
Provides guidance to junior and less experienced Credit Analysts
Provides support as required in all areas of the credit department remit.
Provides support as required to the credit team leader and their managers.
Provides support to other areas of the business as required.
Follow and embrace the ethos of the business.
Comply with all applicable legal and regulatory requirements, including Corporate Governance, Anti-Financial Crime (Anti-Money Laundering), Anti-Corruption (Bribery Act), Competition, Data Protection, Consumer Credit Act


COMPETENCIES & SKILLS

Very good knowledge of financial services products
Very good knowledge of credit assessment
Customer focused
Strong analytical skills in relation to financial and company information.
Strong decision making skills.
Ability to negotiate with internal and external customers.
Ability to work under pressure whilst producing accurate output.
Thorough with a high level of accuracy
High level of IT application skills
Ability to work in a process driven organisation
Good level of English (oral/written)
Good level of Spanish (oral/written)
This job was originally posted as www.totaljobs.com/job/77256519