Loan Underwriter/ Credit Analyst

Hamlin Knight
£30000 - £40000 per annum + 25 days hol. pension
30 Sep 2017
03 Nov 2017
Contract Type
Full Time
A friendly, successful, established organisation is looking for an Underwriting Specialist to join its Underwriting team. The role's main purpose is to assess financial risk associated with extending customer credit and financing.

Key responsibilities
- Assess risk by manually underwriting dealer proposals in accordance with credit/underwriting policy rules and in accordance with service level adherence targets
- Ensuring the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets
- Undertake the appropriate analysis of retail customer's financial statements in order to assist in reaching timely and accurate conclusions
- ensure Underwriting work queues are reviewed in accordance with agreed work queue status review targets
- Self manage own work queue
- Answer inbound dealer and Account Manager enquiry calls
- Undertake testing and tuning of the retail and commercial scorecards
- Meet individual statistic goals
- Participate in tuning of any predictive risk modelling

Key skills
- Previous Underwriting or Credit Analyst experience
- Experience in the Automotive or consumer finance industry an advantage
- Experience with scorecard design and testing
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