Credit Risk Analyst

GCS Recruitment Specialists Ltd
27 Sep 2017
03 Nov 2017
Contract Type
Full Time
Credit Risk Analyst Job Responsibilities: - Develop a good understanding of the current new business risk strategies - Assist in impact assessment of infrastructural improvements to new business strategies and ramifications for the business - Identify opportunities to automate new business strategy - Work in collaboration with internal and external business partners to achieve consumer balance growth targets - Develop and improve new business strategy analytics across multiple asset classes - Produce accurate and timely cyclical and ad-hoc reporting - Provide mentoring and support to junior team members Knowledge & Skills: - Degree level qualification in mathematics, science, engineering, business, economics or similar discipline - Very good understanding of credit risk concepts, in particular consumer finance - Good understanding of credit risk underwriting - Strong analytical skills while working in commercial environment - Ideally a years' experience working in financial services in a similar role - Strong consumer lending underwriting skills - Good communication skills, including an ability to discuss underwriting concepts with a wide range of stakeholders - Ability to communicate policy concepts both orally and in writing - Proficient with MS Office applications, an understanding of how spreadsheets and data packages can be used to analyse numerical data - Strong quantitative & analytical background - Good SAS programming skills including Base SAS and Macros - Good data handling and processing skills including SQL programming - Good knowledge of statistics and econometrics
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