Credit Risk Analyst

Coventry, West Midlands
23 Jul 2017
22 Aug 2017
Contract Type
Full Time
A new and exciting opportunity has arisen for a Corporate Credit Risk Analyst in Coventry!
Due to continued growth, E.ON is looking for a Credit Risk Analyst to join their established team in Westwood Business Park Coventry. E.ON is a great place to work; the culture is very open, people are genuinely helpful pulling together to help you succeed. There is free parking, good transport links, an on-site canteen serving hot and cold food and free drinks vending machines.
In this role you'll also benefit from annual leave entitlement of 28 days a year pro rata for the first 12 weeks, and 34 days per annum thereafter (including bank holidays). You'll also receive a very competitive salary starting at £27,270 per annum.

Location: Westwood Business Park, Coventry

Pay Rate: £27,270 per annum
Hours: 37 Hours a week, Mon- Fri 8am-4pm (finishing on 3.30pm on Fridays)

Length of Assignment: Initially 4 months and then potentially ongoing dependant on business need.

Annual leave: 28 days per annum pro rata for the first 12 weeks increasing to 34 days per annum thereafter

Job Purpose
To proactively work as part of a team to control the level of bad debt and risk across the Corporates customer base by conducting credit risk assessments on new and renewal Corporate customer agreements and make recommendations for risk mitigation measures.
To be responsible for the regular review of agreements and associated risk, manage end to end processes within Credit Risk function and to monitor compliance to terms.

Key Activities
*Working under the guidance of the Team Manager, providing a professional and quality service to the corporate business.
*Review and deliver within SLA all aspects of E.ON's corporate credit risk assessments for all new and renewal Corporate contracts including:
- Use of specialist credit bureau databases as appropriate, (Equifax.)
*Use of internal systems including IE and Credit Tracker.
- Liaising, developing and maintaining open and effective customer focused relationships with sales, finance, legal and customer service colleagues in order to establish an holistic view of the contract and customer behaviour.
- Record credit risk assessment information for analysis and use in developing the corporate credit risk strategy.
*Represent the Credit Risk team inputting risk analysis information, participation at meetings, presenting credit risk analysis and making risk assessment recommendations.
*Proactively undertake activities to control and track receipt and refund of deposits ensuring compliance to audit requirements are met:
*Proactively undertake activities to control and track receipt and return of bank and parent company guarantees ensuring compliance to audit requirements are met ensuring that appropriate cover is maintained throughout the duration of a contract.
*Provide support for Credit Risk projects, to include system enhancement projects or data review projects. Input will vary by project but may include:
- Representing the credit risk team on project teams.
- Input to project requirements.
- User acceptance testing.
- Development of training materials.
*Provide support for development of any ad hoc or daily reports, as requested by the Credit Risk Team Manager.
*Provide ad hoc support to the Credit Risk Manager as required.

Key skill requirements
*Experienced in the assessment of financial statements & management accounts in order to give a structured risk analysis of potential corporate customers
*Ability to work to challenging deadlines with attention to detail
*Excellent communication and influencing skills with the ability to deal effectively and confidently with individuals at all levels of the business and across functional boundaries
*Good Working knowledge of Excel and Word
*Ability to plan and organise workloads
*Customer Focused
*Self motivated
*Team player with strong interpersonal skills.

About E.ON

Millions of people get their gas and electricity from E.ON at home and at work. That makes us one of the UK's top energy companies. With the energy industry evolving faster than ever, E.ON is leading the change.
They're always looking to help and treat their customers fairly - whether it's making bills simpler to understand or developing new apps to help them better control their usage. And its E.ON's people who are making it happen. They're a team that works together to come up with bright ideas.

Sound like the ideal opportunity for you? Please click to apply!