Credit Risk Manager

Expiring today

Street UK
£25000 - £30000/annum Company Pension + 33 days holiday
23 Jul 2017
22 Aug 2017
Contract Type
Full Time
Credit Risk Manager

This is an exciting new role for someone to manage the strategic analytics of our lending products; it’s an opportunity to work within a dynamic environment for a innovative company that is passionate about making a positive difference to peoples lives.

You will be responsible for credit risk strategy, data analytics and management of our Automated Decisioning Engine (ADP), in addition you will be managing and developing the online lending team to continually improve our processes and credit strategy.

Key responsibilities

• Continually analyse effectiveness of existing loans strategies, and identify new and improved strategies and opportunities.
• Work with the senior management to design and monitor reports to help measure the effectiveness of strategies and products, and communicate results.
• Define and deploy improved loans operational processes and tools to maximise operational performance.
• Continually analyse and review department processes and procedures to achieve maximum operational efficiency.
• Management and development of online lending team
• Integrate and manage key performance metrics
• Cultivate an environment that encourages maximum effectiveness, personal growth and development, open communications and teamwork, providing leadership to team members to maximise energy, commitment and engagement

Essential requirements

• Passionate about working for a social enterprise and making a positive difference
• Understanding of the full consumer credit lifecycle including acquisition, fraud, account management, collections and recoveries
• Experience in performance management
• Project Management skills
• A positive and self-sufficient leader with a strong commercial acumen
• Commercial and analytical experience with working in a financial services business
• Highly proficient in Excel/SQL and data analytics


• Experience of managing customer service teams successfully
• Regulated financial services experience
• Understanding the sub-prime loans market and competition
• Educated to degree in a numerate discipline

Company Overview

Street UK is a Social Enterprise, our social mission is to tackle financial inclusion by offering affordable credit to individuals who are unable to obtain credit from Banks and Building Societies and would otherwise be at the mercy of high cost predatory lenders.

We provide our services through our retail branch network and online lending platform and have helped over 39,000 customers with affordable credit, saving each customer on average £237 versus a comparable high cost lender.

To support our social mission we also provide a variety of administration services to alternative financial services companies around the UK, we operate on a not for profit basis, with no shareholders surpluses are used to expand our services and serve the wider community to achieve our social mission.


Hours of work: Monday to Friday (35 hours)
Salary: £25,000 - £30,000 per annum
Pension: Company Pension Scheme
Holidays 33 days per annum (including statutory holidays)